Eric Chery
$535,000$590,0002 bd2.5 ba2,181 sqft$245 /sqft$4,257 /mo all-in ↓

735 COBBLESTONE DRIVE, ORMOND BEACH, FL, 32174

Active18 days on marketListed Jul 1, 2026MLS #V4949906

Reduced $55KTownhousePLANTATION BAY PH 01A UNIT 01-6

About this home

735 COBBLESTONE DRIVE

Stunning fully remodeled 2-story townhome in gated Plantation Bay, 2 beds 2.5 baths 2-car garage. Perfectly situated on Westlake Course (now Founders Course) in the prestigious gated community of Plantation Bay, this exceptional residence must be seen in person to be fully appreciated. Every detail has been thoughtfully redesigned, creating a one-of-a-kind home that blends discriminating elegance, comfort, & modern technology. From the moment you step inside, you'll be impressed by the dramatic soaring design, highlighted by the beautiful Tiffany light fixture over the kitchen peninsula, and exceptional custom craftsmanship. Luxury features include: beautiful Brazilian hardwood floors, imported copper tile feature above the cooktop, appliance lift for added convenience, Lazy Susan in corner for added storage in kitchen, custom-built breakfast nook, Persian carpet-lined staircase, wall-to-wall custom entertainment center in the family room, Jacuzzi tub & shower in primary bedroom. Every room reflects quality, sophistication, and attention to detail, making this truly a move-in-ready luxury home. Plantation Bay residents enjoy access to outstanding amenities, including: 2 championship golf courses, 2 elegant clubhouses, 2 private restaurants, resort-style pool and spa, modern fitness center, 10 tennis courts, 10 Pickleball courts, Bocce courts, basketball courts. (Membership options are available.) Conveniently located near everything you need: grocery stores, shopping, dining, and everyday conveniences, quick access to I-95 and I-4, minutes from the Intracoastal Waterway and beautiful Atlantic beaches. Easy drive to Daytona Beach, Orlando, St. Augustine, Jacksonville, and Tampa and all that living in Florida affords you. If you're looking for a one-of-a-kind home that offers exceptional luxury, style, convenience, in an exceptional golf course setting, this remarkable Plantation Bay townhome is a rare find. Roof 2021, AC 2021, WH 2017, energy efficient windows 2016, 24-hour security at gates. Schedule your private showing today and experience this extraordinary home for yourself. Garage refrigerator does not convey.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

2,181

Sqft

0.09 ac

Lot size

2

Garage

2005

Year built

Two

Levels

$245

Per sqft

FireplaceGolf Course & Trees/Woods & Water viewNegotiable

Inside

FlooringTile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Chair Rail · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course · Trees/Woods · Water
FacesEast
ExteriorBalcony · Lighting · Private Entrance · Sidewalk · Sliding Doors

Community & fees

HOA fee$261/mo
Taxes (2025)$5,402/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Community Mailbox · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,257 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,149
FHA mortgage insurance (est.)$237
Property tax — 2025 actual bill$450
HOA fee — from the listing$261
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,725Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,725
Interest rate6.00%
Loan term

Estimated payment

$4,257/mo

Principal & interest$3,149
FHA mortgage insurance (est.)$237
Property taxes (actual bill)$450
HOA / condo fee$261
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs PLANTATION BAY PH 01A UNIT 01-6

$245 vs $241

Days on market

18 vs 41 typical

Where $245/sqft sits among the 7 homes for sale in PLANTATION BAY PH 01A UNIT 01-6

6 · this home
0
0
0
0
1
$201–312$312–422$422–533$533–643$643–754$754+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Plantation Bay Golf & Country Club

Map of 735 COBBLESTONE DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando74 min

Get to know Ormond Beach. See the full Ormond Beach guide →

Plantation Bay Golf & Country Club — neighborhood snapshot

Population

3,730

Median age

69

Median income

$87,350

Median home value

$432,212

Avg household

2

Households w/ children

124

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
ElementaryPathways Elementary School★★★★★
HighSeabreeze High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

4 of 7

PLANTATION BAY PH 01A UNIT 01-6 have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 34% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $535,000 $55K
Jul 1, 2026Listed at $590,000 · 18 days on market since
2005Built · PLANTATION BAY PH 01A UNIT 01-6

Reality check

What actually sold near 735 COBBLESTONE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

24 GALE LANESold · Jan ’26

$392,500

24 GALE LANE · same community

3 bd · 2 ba · 2,118 sqft · $185/sqft · 25 DOM

115 BAY LAKE DRIVESold · Aug ’25

$420,000

115 BAY LAKE DRIVE · same community

3 bd · 2 ba · 2,111 sqft · $199/sqft · 68 DOM

29 GALE LANESold · Aug ’25

$375,000

29 GALE LANE · same community

3 bd · 2 ba · 2,050 sqft · $183/sqft · 272 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 735 COBBLESTONE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 735 COBBLESTONE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

735 COBBLESTONE DRIVE FAQs

What would the monthly payment be for 735 COBBLESTONE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,257/mo — principal and interest, the actual property-tax bill, the $261/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 735 COBBLESTONE DRIVE?+

The association fee works out to $261 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 735 COBBLESTONE DRIVE?+

The most recent tax bill on record (2025) was $5,402. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 735 COBBLESTONE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $535,000, this home is listed about 26% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 735 COBBLESTONE DRIVE?+

Ormond Beach Middle School (middle), Pathways Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$535,000 runs 34% above the ORMOND BEACH 32174 median.

02Golf Course & Trees/Woods & Water views

The golf course and trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Ormond Beach Middle School, Pathways Elementary School, Seabreeze High School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $590,000, now $535,000 — a $55K cut. The full history is in the market section below.

Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Marta Pascale. MLS #V4949906.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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