Eric Chery
$409,000$424,9003 bd2 ba2,030 sqft$201 /sqft$3,336 /mo all-in ↓

60 VILLA LAGO LANE, ORMOND BEACH, FL, 32174

Active103 days on marketListed Apr 9, 2026MLS #FC317560

Reduced $16KWaterfrontSingle Family ResidencePLANTATION BAY PH 01A UNIT 01-6

About this home

60 VILLA LAGO LANE

Welcome to this well-maintained Cayman model, perfectly positioned on a quiet cul-de-sac in the desirable Plantation Bay Golf & Country Club community. Located in the Flagler County section of Plantation Bay, this property benefits from NO CDD fee, a rare advantage in the community This single-story home offers a bright, open layout and peaceful lakefront views -- an ideal setting for relaxed Florida living. The exterior has been freshly painted and features a newer roof along with a new A/C system, providing valuable updates and peace of mind. Inside, the kitchen opens directly to the great room, creating an open and functional flow that suits both everyday living and entertaining. The home also includes a newer range and microwave. Step out to the screened patio, where you can enjoy tranquil lake views and gentle breezes year-round. A 2-car garage with golf-cart side entry adds convenience and extra flexibility. Plantation Bay offers a country club lifestyle with membership optional amenities - 45 holes of golf, Tennis, Bocce Ball, Pickleball, a wellness center with two pools and poolside cabana, a children's playground, walking trails, and two clubhouses, including the new, impressive Founders Club. You're only minutes away from beaches, eateries, Daytona International Airport, NASCAR racing, hospitals, shopping, and universities. You've found the perfect home, centrally located, with all the amenities to enjoy the Florida Lifestyle! Make it yours today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,030

Sqft

0.26 ac

Lot size

2

Garage

1996

Year built

One

Levels

$201

Per sqft

WaterfrontFireplaceTrees/Woods & Water viewPets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesNorth
ParkingDriveway · Golf Cart Garage
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$121/mo
Taxes (2025)$5,592/yr
PetsYes
CommunityCommunity Mailbox · Gated Community - Guard · Golf Carts OK · Golf · Playground · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,336 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,408
FHA mortgage insurance (est.)$181
Property tax — 2025 actual bill$466
HOA fee — from the listing$121
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,315Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,315
Interest rate6.00%
Loan term

Estimated payment

$3,336/mo

Principal & interest$2,408
FHA mortgage insurance (est.)$181
Property taxes (actual bill)$466
HOA / condo fee$121
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $409K
$393KedgeAI estimate $540,799 · range $535K$585K$609K

vs edgeAI estimate

−24.4%

$/sqft vs PLANTATION BAY PH 01A UNIT 01-6

$201 vs $245

Days on market

103 vs 41 typical

Where $201/sqft sits among the 7 homes for sale in PLANTATION BAY PH 01A UNIT 01-6

6 · this home
0
0
0
0
1
$201–312$312–422$422–533$533–643$643–754$754+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Plantation Bay Golf & Country Club

Map of 60 VILLA LAGO LANE inside its neighborhood boundary

Get to know Ormond Beach. See the full Ormond Beach guide →

Plantation Bay Golf & Country Club — neighborhood snapshot

Population

3,730

Median age

69

Median income

$87,350

Median home value

$432,212

Avg household

2

Households w/ children

124

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
ElementaryPathways Elementary School★★★★★
HighSeabreeze High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

4 of 7

PLANTATION BAY PH 01A UNIT 01-6 have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $409,000 $16K
Apr 9, 2026Listed at $424,900 · 103 days on market since
1996Built · PLANTATION BAY PH 01A UNIT 01-6

Reality check

What actually sold near 60 VILLA LAGO LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

94 BAY LAKE DRIVESold · Jun ’26

$490,000

94 BAY LAKE DRIVE · same community

3 bd · 2 ba · 2,014 sqft · $243/sqft · 35 DOM

29 GALE LANESold · Aug ’25

$375,000

29 GALE LANE · same community

3 bd · 2 ba · 2,050 sqft · $183/sqft · 272 DOM

655 SOUTHLAKE DRIVESold · Jun ’26

$631,500

655 SOUTHLAKE DRIVE · same community

3 bd · 2 ba · 1,987 sqft · $318/sqft · 135 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 60 VILLA LAGO LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 60 VILLA LAGO LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

60 VILLA LAGO LANE FAQs

What would the monthly payment be for 60 VILLA LAGO LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,336/mo — principal and interest, the actual property-tax bill, the $121/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 60 VILLA LAGO LANE?+

The association fee works out to $121 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 60 VILLA LAGO LANE?+

The most recent tax bill on record (2025) was $5,592. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 60 VILLA LAGO LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $409,000, this home is listed about 4% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 60 VILLA LAGO LANE?+

Ormond Beach Middle School (middle), Pathways Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Time on market is leverage

103 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Ormond Beach Middle School, Pathways Elementary School, Seabreeze High School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $424,900, now $409,000 — a $16K cut. The full history is in the market section below.

Listing courtesy of CLAIRE HUNTER REALTY · Brian Hunter. MLS #FC317560.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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