1029 STONE LAKE DRIVE, ORMOND BEACH, FL, 32174
Active108 days on marketListed Apr 3, 2026MLS #FC317448
About this home
1029 STONE LAKE DRIVE
Welcome to this beautifully maintained 4-bedroom, 2-bathroom home offering 2,575 square feet of living space in the highly sought-after Plantation Bay community. Designed with a thoughtful split-bedroom layout, this home provides ultimate privacy and comfort. Step inside to discover an open floor plan, where the spacious kitchen seamlessly flows into the inviting family room and informal dining area. Large windows and french doors bring in an abundance of natural light and offer picturesque views of the sparkling pool and serene backyard. The tranquil outdoor space is perfect for relaxation or entertaining, with the pool area backing up to a peaceful nature preserve, ensuring privacy and a calm, scenic backdrop. Whether you're hosting a gathering or enjoying a quiet evening, this home provides the ideal setting for modern living. New water heater, LVP flooring, kitchen and bathroom cabinets, trim, lighting, quartz countertops, sinks and faucets 2025. New roof, gutters and sprinkler system update 2024. Newer paint, kitchen appliances, screen enclosures and pool heater. HVAC new in 2023. Plantation Bay memberships available which provide access to wellness center, pickleball and tennis as well as golf and clubhouse. 3 car garage with built in storage/workshop, 240 outlet.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,575
Sqft
0.26 ac
Lot size
3
Garage
2004
Year built
One
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,866 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,866/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.5%
$/sqft vs PLANTATION BAY PH 01A UNIT 01-6
$262 vs $241
Days on market
108 vs 41 typical
Where $262/sqft sits among the 7 homes for sale in PLANTATION BAY PH 01A UNIT 01-6
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plantation Bay Golf & Country Club
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
Plantation Bay Golf & Country Club — neighborhood snapshot
Population
3,730
Median age
69
Median income
$87,350
Median home value
$432,212
Avg household
2
Households w/ children
124
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
5 of 7
PLANTATION BAY PH 01A UNIT 01-6 have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1029 STONE LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$635,000
32 GALE LANE · same community
4 bd · 3 ba · 2,583 sqft · $246/sqft · 175 DOM
Sold · Sep ’25$427,500
34 GALE LANE · same community
4 bd · 3 ba · 2,567 sqft · $167/sqft · 204 DOM
Sold · Mar ’26$529,000
31 GALE LANE · same community
4 bd · 3 ba · 2,596 sqft · $204/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1029 STONE LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1029 STONE LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1029 STONE LAKE DRIVE FAQs
What would the monthly payment be for 1029 STONE LAKE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,866/mo — principal and interest, the actual property-tax bill, the $121/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1029 STONE LAKE DRIVE?+
The association fee works out to $121 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1029 STONE LAKE DRIVE?+
The most recent tax bill on record (2025) was $8,276. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1029 STONE LAKE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $675,000, this home is listed about 59% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 1029 STONE LAKE DRIVE?+
Ormond Beach Middle School (middle), Pathways Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$675,000 runs 69% above the ORMOND BEACH 32174 median — but at 2,575 sqft it's also 33% larger than the typical Ormond Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
108 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Ormond Beach Middle School, Pathways Elementary School, Seabreeze High School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN · Willow Hanna. MLS #FC317448.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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