Eric Chery
$120,000$140,0001 bd1 ba481 sqft$249 /sqft$1,614 /mo all-in ↓

3200 RIVER RANCH BOULEVARD UNIT 160, RIVER RANCH, FL, 33867

Active105 days on marketListed Apr 10, 2026MLS #TB8496453

Priced 26% below the RIVER RANCH 33867 medianReduced $20KCondominiumOUTDOOR RESORTS RIVER RANCH INN & COTTAGES PH 01

About this home

3200 RIVER RANCH BOULEVARD UNIT 160

Own a piece of the legendary Florida frontier with this exceptional ground-floor studio condo located within the world-renowned Westgate River Ranch Resort and Rodeo. This turn-key, fully furnished unit is a high-potential investment opportunity perfect for short-term rentals on platforms like Airbnb and Vrbo, featuring a space-saving Murphy bed to maximize living space, a full kitchen with range, and a beautifully appointed bathroom. The enclosed Florida room provides extra seating, a dedicated workspace, and an in-unit washer and dryer, while the private outdoor patio is ideal for grilling and taking in the serene ranch surroundings. Ownership is truly hassle-free as the quarterly HOA fee covers nearly all expenses, including electricity, water, cable, internet, security, and building maintenance. Residents enjoy unparalleled access to a 1,700-acre authentic cattle ranch lifestyle featuring a weekly professional Rodeo, a brand-new water park with a lazy river, horseback riding, airboat tours, and a nine-hole golf course, all situated within a prime vacation destination with consistent tourist demand.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

481

Sqft

0.01 ac

Lot size

1991

Year built

One

Levels

$249

Per sqft

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingOther
HeatingElectric

Outside & construction

RoofShingle
ConstructionWood Siding
FoundationSlab
FacesSoutheast
ExteriorNone

Community & fees

HOA fee$569/mo
Taxes (2025)$1,501/yr
PetsNo
CommunityAirport/Runway · Community Mailbox · Golf Carts OK · Park · Playground · Pool · Restaurant

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,614 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$706
FHA mortgage insurance (est.)$53
Property tax — 2025 actual bill$125
Condo fee — from the listing$569
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,200
Interest rate6.00%
Loan term

Estimated payment

$1,614/mo

Principal & interest$706
FHA mortgage insurance (est.)$53
Property taxes (actual bill)$125
HOA / condo fee$569
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside River Ranch

Map of 3200 RIVER RANCH BOULEVARD UNIT 160

Get to know River Ranch. See the full River Ranch guide →

RIVER RANCH 33867 — neighborhood snapshot

Population

64

Median age

69.8

Avg household

1.21

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The River Ranch market

Seller’s marketLeans buyer7.5 months of inventoryBuyer’s market

$237K$181K

River Ranch median sold, yr/yr

92.8%

Sale-to-list ratio (12 mo)

Median sold price, River Ranch, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% below the RIVER RANCH 33867 median. See the full River Ranch market guide →

Paper trail

This home's history

CurrentPrice reduced to $120,000 $20K
Apr 10, 2026Listed at $140,000 · 105 days on market since
1991Built · OUTDOOR RESORTS RIVER RANCH INN & COTTAGES PH 01

Reality check

What actually sold near 3200 RIVER RANCH BOULEVARD UNIT 160

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3200 RIVER RANCH BOULEVARD UNIT 303Sold · Jun ’26

$142,000

3200 RIVER RANCH BOULEVARD UNIT 303 · same community

1 bd · 1 ba · 555 sqft · $256/sqft · 233 DOM

3200 RIVER RANCH BOULEVARD UNIT 204Sold · Oct ’25

$162,000

3200 RIVER RANCH BOULEVARD UNIT 204 · same community

1 bd · 1 ba · 629 sqft · $258/sqft · 388 DOM

454 COTTAGE CIRCLE UNIT 454Sold · Jun ’26

$220,000

454 COTTAGE CIRCLE UNIT 454 · same community

2 bd · 2 ba · 1,506 sqft · $146/sqft · 30 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3200 RIVER RANCH BOULEVARD UNIT 160 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3200 RIVER RANCH BOULEVARD UNIT 160 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

3200 RIVER RANCH BOULEVARD UNIT 160 FAQs

What would the monthly payment be for 3200 RIVER RANCH BOULEVARD UNIT 160?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,614/mo — principal and interest, the actual property-tax bill, the $569/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3200 RIVER RANCH BOULEVARD UNIT 160?+

The association fee works out to $569 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3200 RIVER RANCH BOULEVARD UNIT 160?+

The most recent tax bill on record (2025) was $1,501. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3200 RIVER RANCH BOULEVARD UNIT 160?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in River Ranch?+

At $120,000, this home is listed about 14% below the River Ranch median of $139,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3200 RIVER RANCH BOULEVARD UNIT 160?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the RIVER RANCH 33867 market on paper

$120,000 is 26% below the RIVER RANCH 33867 median of $162,000, and at $249/sqft it sits under the River Ranch average of $262.

02Know the monthly fee

The association fee is $569/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03The price has already moved

Listed at $140,000, now $120,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Richard Williamson. MLS #TB8496453.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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