Eric Chery
$120,0001 bd1 ba370 sqft$324 /sqft$1,380 /mo all-in ↓

3200 RIVER RANCH BOULEVARD UNIT 225, RIVER RANCH, FL, 33867

Active185 days on marketListed Jan 20, 2026MLS #TB8466351

Priced 26% below the RIVER RANCH 33867 medianFully furnishedCondominiumOUTDOOR RESORTS RIVER RANCH INN & COTTAGES PH 01

About this home

3200 RIVER RANCH BOULEVARD UNIT 225

*OWNER WILL HOLD FINANCING!* SADDLE UP for the ultimate luxury cowboy getaway at the world-famous Westgate River Ranch Resort & Rodeo! This premier corner-unit condo offers enhanced privacy and a front-row view overlooking the Water Park. This turn-key "Deluxe Cowboy" suite is tastefully themed and meticulously maintained and comfortably sleeps four with two plush Queen beds. Enjoy the convenience of a kitchenette for quick meals and morning coffee before heading out to the ranch. Unit is being sold fully furnished. Forget the car—you are steps away from the action! Walk to the Saturday Night Rodeo, the Adventure Park, and the Saloon for nightly line dancing. Located in the heart of Florida’s premier cowboy destination, this unit can be used for short-term vacation rentals, making it a fantastic income-producing asset or a private retreat. Whether you’re here for the horses, airboat rides, or poolside relaxation, this is your perfect home base. Don't let this one ride away—schedule your showing today! Very easy property to own and maintain! All expenses and utilities are included in one low HOA fee of $1092 each Quarter (every 3 mos) and includes ALL utilities! Water, Sewer, Electricity, Cable, Internet, Management, Security, Insurance, Maintenance, Reserves, Amenities. Interior and Exterior general maintenance is done by Westgate Management with the ease of a phone call.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

370

Sqft

0.01 ac

Lot size

1966

Year built

One

Levels

$324

Per sqft

Pool viewFurnishedPets allowed

Inside

FlooringCeramic Tile
AppliancesMicrowave · Refrigerator
InteriorOther
LaundryCommon Area
CoolingWall/Window Unit(s)
HeatingWall Units / Window Unit
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
ViewPool
FacesNorth
ExteriorBalcony

Community & fees

HOA fee$364/mo
Taxes (2025)$1,163/yr
PetsYes
CommunityAirport/Runway · Golf Carts OK · Stable(s) · Playground · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,380 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$706
FHA mortgage insurance (est.)$53
Property tax — 2025 actual bill$97
Condo fee — from the listing$364
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,200
Interest rate6.00%
Loan term

Estimated payment

$1,380/mo

Principal & interest$706
FHA mortgage insurance (est.)$53
Property taxes (actual bill)$97
HOA / condo fee$364
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside River Ranch

Map of 3200 RIVER RANCH BOULEVARD UNIT 225

Get to know River Ranch. See the full River Ranch guide →

RIVER RANCH 33867 — neighborhood snapshot

Population

64

Median age

69.8

Avg household

1.21

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The River Ranch market

Seller’s marketLeans buyer7.5 months of inventoryBuyer’s market

$237K$181K

River Ranch median sold, yr/yr

92.8%

Sale-to-list ratio (12 mo)

Median sold price, River Ranch, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% below the RIVER RANCH 33867 median. See the full River Ranch market guide →

Paper trail

This home's history

Jan 20, 2026Listed at $120,000 · 185 days on market since
1966Built · OUTDOOR RESORTS RIVER RANCH INN & COTTAGES PH 01

Reality check

What actually sold near 3200 RIVER RANCH BOULEVARD UNIT 225

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3200 RIVER RANCH BOULEVARD UNIT 303Sold · Jun ’26

$142,000

3200 RIVER RANCH BOULEVARD UNIT 303 · same community

1 bd · 1 ba · 555 sqft · $256/sqft · 233 DOM

3200 RIVER RANCH BOULEVARD UNIT 204Sold · Oct ’25

$162,000

3200 RIVER RANCH BOULEVARD UNIT 204 · same community

1 bd · 1 ba · 629 sqft · $258/sqft · 388 DOM

454 COTTAGE CIRCLE UNIT 454Sold · Jun ’26

$220,000

454 COTTAGE CIRCLE UNIT 454 · same community

2 bd · 2 ba · 1,506 sqft · $146/sqft · 30 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3200 RIVER RANCH BOULEVARD UNIT 225 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3200 RIVER RANCH BOULEVARD UNIT 225 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

3200 RIVER RANCH BOULEVARD UNIT 225 FAQs

What would the monthly payment be for 3200 RIVER RANCH BOULEVARD UNIT 225?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,380/mo — principal and interest, the actual property-tax bill, the $364/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3200 RIVER RANCH BOULEVARD UNIT 225?+

The association fee works out to $364 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3200 RIVER RANCH BOULEVARD UNIT 225?+

The most recent tax bill on record (2025) was $1,163. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3200 RIVER RANCH BOULEVARD UNIT 225?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in River Ranch?+

At $120,000, this home is listed about 14% below the River Ranch median of $139,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3200 RIVER RANCH BOULEVARD UNIT 225?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FUTURE HOME REALTY INC · Michelle Chandler. MLS #TB8466351.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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