Eric Chery
$139,000$145,0001 bd1 ba481 sqft$289 /sqft$1,752 /mo all-in ↓

3200 RIVER RANCH BOULEVARD UNIT 151, RIVER RANCH, FL, 33867

Active168 days on marketListed Feb 5, 2026MLS #TB8471966

Priced 14% below the RIVER RANCH 33867 medianReduced $6KFully furnishedCondominiumOUTDOOR RESORTS RIVER RANCH INN & COTTAGES PH 01

About this home

3200 RIVER RANCH BOULEVARD UNIT 151

TURNKEY INVESTMENT OPPORTUNITY – FULLY FURNISHED CORNER UNIT! Maximize your portfolio or secure your dream vacation home with Unit 151, a ground-floor corner Deluxe Suite in the heart of Westgate River Ranch Resort & Rodeo. This unit is being sold fully stocked and furnished, making it a seamless transition for use as a short-term rental, a seasonal retreat, or a full-time residence. Key Unit Features: Move-In Ready: Sold with all furniture and housewares included. Mechanical Updates: Features a brand-new AC system and new water heater (2025/2026). Prime Location: Just steps from the lodge pool with the added privacy of a corner unit layout. Revenue Potential: Currently utilized as a rental unit, providing immediate income potential for the savvy investor. All-Inclusive Resort Living: The quarterly HOA fee of $1,760 provides total budget certainty, covering electricity, water, sewer, trash, high-speed internet, cable, and exterior maintenance. Owners and guests have access to the full array of Westgate amenities, including the Saturday night rodeo, saloon, adventure park, marina, and the brand-new River Country water park. Financial Requirement: This is a Cash or Private Financing opportunity only; traditional mortgage financing is not available for this property type. Resort Amenities: Owners enjoy access to a 1,700-acre paradise featuring a weekly Saturday night rodeo, the River Ranch Saloon, a full-service marina, horseback riding, the brand-new River Country water park, and on-site dining including Starbucks and the River Ranch Cattle Company. Financial Requirement: Please note that due to the resort-style nature of the property, traditional financing is not available. This property requires a Cash purchase or Private Financing.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

481

Sqft

0.01 ac

Lot size

1990

Year built

One

Levels

$289

Per sqft

FurnishedPets allowed

Inside

FlooringCeramic Tile
AppliancesCooktop · Microwave · Range Hood · Refrigerator
InteriorOpen Floorplan
LaundrySame Floor As Condo Unit
CoolingWall/Window Unit(s)
HeatingWall Units / Window Unit
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionWood Frame · Wood Siding
FoundationSlab
FacesEast
ExteriorCourtyard · Irrigation System · Tennis Court(s)

Community & fees

HOA fee$587/mo
Taxes (2025)$1,501/yr
PetsYes
CommunityAirport/Runway · Gated Community - Guard · Golf Carts OK · Horses Allowed · Playground · Pool · Restaurant

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,752 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$818
FHA mortgage insurance (est.)$61
Property tax — 2025 actual bill$125
Condo fee — from the listing$587
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,865Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,865
Interest rate6.00%
Loan term

Estimated payment

$1,752/mo

Principal & interest$818
FHA mortgage insurance (est.)$61
Property taxes (actual bill)$125
HOA / condo fee$587
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside River Ranch

Map of 3200 RIVER RANCH BOULEVARD UNIT 151

Get to know River Ranch. See the full River Ranch guide →

RIVER RANCH 33867 — neighborhood snapshot

Population

64

Median age

69.8

Avg household

1.21

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The River Ranch market

Seller’s marketLeans buyer7.5 months of inventoryBuyer’s market

$237K$181K

River Ranch median sold, yr/yr

92.8%

Sale-to-list ratio (12 mo)

Median sold price, River Ranch, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% below the RIVER RANCH 33867 median. See the full River Ranch market guide →

Paper trail

This home's history

CurrentPrice reduced to $139,000 $6K
Feb 5, 2026Listed at $145,000 · 168 days on market since
1990Built · OUTDOOR RESORTS RIVER RANCH INN & COTTAGES PH 01

Reality check

What actually sold near 3200 RIVER RANCH BOULEVARD UNIT 151

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3200 RIVER RANCH BOULEVARD UNIT 303Sold · Jun ’26

$142,000

3200 RIVER RANCH BOULEVARD UNIT 303 · same community

1 bd · 1 ba · 555 sqft · $256/sqft · 233 DOM

3200 RIVER RANCH BOULEVARD UNIT 204Sold · Oct ’25

$162,000

3200 RIVER RANCH BOULEVARD UNIT 204 · same community

1 bd · 1 ba · 629 sqft · $258/sqft · 388 DOM

454 COTTAGE CIRCLE UNIT 454Sold · Jun ’26

$220,000

454 COTTAGE CIRCLE UNIT 454 · same community

2 bd · 2 ba · 1,506 sqft · $146/sqft · 30 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3200 RIVER RANCH BOULEVARD UNIT 151 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3200 RIVER RANCH BOULEVARD UNIT 151 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

3200 RIVER RANCH BOULEVARD UNIT 151 FAQs

What would the monthly payment be for 3200 RIVER RANCH BOULEVARD UNIT 151?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,752/mo — principal and interest, the actual property-tax bill, the $587/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3200 RIVER RANCH BOULEVARD UNIT 151?+

The association fee works out to $587 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3200 RIVER RANCH BOULEVARD UNIT 151?+

The most recent tax bill on record (2025) was $1,501. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3200 RIVER RANCH BOULEVARD UNIT 151?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in River Ranch?+

At $139,000, this home is priced right at the River Ranch median.

Which schools are assigned to 3200 RIVER RANCH BOULEVARD UNIT 151?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the RIVER RANCH 33867 market on paper

$139,000 is 14% below the RIVER RANCH 33867 median of $162,000.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Know the monthly fee

The association fee is $587/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04The price has already moved

Listed at $145,000, now $139,000 — a $6K cut. The full history is in the market section below.

Listing courtesy of FUTURE HOME REALTY INC · Michelle Chandler. MLS #TB8471966.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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