316 STAR SHELL DRIVE, APOLLO BEACH, FL, 33572
Active13 days on marketListed Jul 7, 2026MLS #A4698389
About this home
316 STAR SHELL DRIVE
**Come claim your slice of paradise in Harbour Isles—where Florida living truly shines.** Welcome to one of the area's most desirable waterfront communities, offering oversized homesites, peaceful water views, exceptional amenities, and an unbeatable location. If you've been searching for the perfect combination of space, privacy, and lifestyle, you've found it. This beautifully and meticulously maintained, move-in ready home offers 4 bedrooms, 3 bathrooms, and sits on an oversized waterfront homesite overlooking a tranquil pond with a wooded backdrop, providing serene views and exceptional privacy with no rear neighbors. Recent updates include a new roof (2022), HVAC system (2023), washer and dryer (2023), new refrigerator (2026), brand-new carpet in the guest bedrooms, and a freshly painted interior, allowing you to move in with confidence. The expansive, fully fenced backyard offers ample room for a future pool while still leaving generous green space. Prefer less maintenance? The community's resort-style pool is just moments away. The outdoor living area is already designed for year-round enjoyment with a fire pit, covered grilling area with a retractable awning, and a spacious screened lanai overlooking the water—perfect for morning coffee or relaxing evenings. Beautiful landscaping creates inviting curb appeal, while the smart Rachio irrigation system helps maximize water efficiency. The oversized three-car garage offers plenty of room for vehicles, recreational toys, and abundant overhead storage. From the moment you walk inside, a wall of 8-foot sliding glass doors showcases the peaceful water view, while high ceilings and an open-concept layout seamlessly connect the living, dining, family, and kitchen spaces, creating an ideal setting for both everyday living and entertaining. The kitchen features granite countertops, 42-inch solid wood cabinetry, a coffee bar with a built-in wine refrigerator, and stainless steel appliances, including an induction range with a built-in air fryer. The spacious primary suite continues the luxury vinyl plank flooring found throughout the main living areas while offering tranquil water views and two walk-in closets. The ensuite bath includes dual granite vanities, an oversized glass-enclosed shower, and a tiled alcove that could accommodate a future soaking tub. A split-bedroom floor plan provides privacy, with two guest bedrooms sharing a bath while the fourth bedroom enjoys its own private bath—ideal for guests or an in-law suite. Harbour Isles offers a clubhouse, resort-style pool, fitness center, walking trails, gazebo, playground, basketball court, sand volleyball court, plus dedicated boat and RV storage. Multiple Marinas and public boat launches are nearby. Ideally located with easy access to Tampa, St. Petersburg, Ybor City, Sarasota, Anna Maria Island's award-winning beaches, major shopping, dining, entertainment, and three international airports, this home delivers the very best of Florida living. **More than just a home—it's the lifestyle you've been waiting for.**
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,450
Sqft
0.2 ac
Lot size
3
Garage
2012
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,168 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,168/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.3%
$/sqft vs Apollo Beach actives
$208 vs $228
Days on market
13 vs 56 typical
Where $208/sqft sits among the 400 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
218 of 400
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 316 STAR SHELL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$530,000
347 COCKLE SHELL LOOP · same community
4 bd · 3 ba · 2,563 sqft · $207/sqft · 142 DOM
Sold · Nov ’25$349,000
228 STAR SHELL DRIVE · same community
3 bd · 2.5 ba · 2,630 sqft · $133/sqft · 446 DOM
Sold · Jul ’26$670,000
302 COCKLE SHELL LOOP · same community
4 bd · 3 ba · 2,924 sqft · $229/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 316 STAR SHELL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 316 STAR SHELL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
316 STAR SHELL DRIVE FAQs
What would the monthly payment be for 316 STAR SHELL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,168/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 316 STAR SHELL DRIVE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 316 STAR SHELL DRIVE?+
The most recent tax bill on record (2025) was $9,300. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 316 STAR SHELL DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $509,240, this home is listed about 4% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 316 STAR SHELL DRIVE?+
Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$509,240 runs 13% above the APOLLO BEACH 33572 median — but at 2,450 sqft it's also 16% larger than the typical Apollo Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $514,240, now $509,240 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Jo-Lee Mansfield. MLS #A4698389.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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