306 HOPE BAY LOOP, APOLLO BEACH, FL, 33572
Active299 days on marketListed Sep 25, 2025MLS #TB8428622
About this home
306 HOPE BAY LOOP
BACK ON THE MARKET! Live the Florida lifestyle you’ve been seeking in this gorgeous 4 bedroom, 3 bath, 3 car garage pool home in Harbour Isles. This home opens to a bright, open floor plan with elegant finishes throughout, starting with new, durable Luxury Vinyl Plank flooring and 5 1/2” baseboards. Four spacious bedrooms offer serene sanctuaries, with the primary suite and second bedroom conveniently located on the first floor. Two more bedrooms and a bonus room are upstairs with the third bath. The primary bedroom’s en-suite bath with soaking tub and step-in shower has new ceramic tile flooring, upgraded white cabinetry, quartz countertop with undermount porcelain sinks, tile backsplash, and separate water closet with soft-close toilet (2025). The second bath also has upgraded cabinetry, quartz countertop with undermount porcelain sink, tile backsplash, and soft-close toilet. The kitchen, overlooking the family room, was upgraded in 2022 with crisp, white cabinetry, a oversized island with seating for 3, quartz countertops, and stylish tile backsplash. Soft closing cabinetry with quartz countertops and tile backsplash were added in the dinette area to provide additional storage. Exit the family room via sliding glass doors to your private outdoor oasis. This resort-style entertainment area is showcased by a heated, in-ground saltwater pool and 8-person spillover spa, surrounded by a spacious travertine deck and lush landscaping. The pool has a tanning shelf, automatic cleaners, LED lighting, and both the pool and spa can easily be operated remotely via your cell phone. The covered lanai has an electric awning with LED lighting, a custom built dry bar with refrigerator, and curtains, should you wish to forego watching those majestic Florida sunsets. Don’t miss the opportunity to make this extraordinary home yours!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,708
Sqft
0.27 ac
Lot size
3
Garage
2011
Year built
Two
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,778 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,778/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−34.5%
$/sqft vs Apollo Beach actives
$238 vs $227
Days on market
299 vs 56 typical
Where $238/sqft sits among the 400 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
221 of 400
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 306 HOPE BAY LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$349,000
228 STAR SHELL DRIVE · same community
3 bd · 2.5 ba · 2,630 sqft · $133/sqft · 446 DOM
Sold · Nov ’25$530,000
347 COCKLE SHELL LOOP · same community
4 bd · 3 ba · 2,563 sqft · $207/sqft · 142 DOM
Sold · Jul ’26$670,000
302 COCKLE SHELL LOOP · same community
4 bd · 3 ba · 2,924 sqft · $229/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 306 HOPE BAY LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 306 HOPE BAY LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
306 HOPE BAY LOOP FAQs
What would the monthly payment be for 306 HOPE BAY LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,778/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 306 HOPE BAY LOOP?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 306 HOPE BAY LOOP?+
The most recent tax bill on record (2024) was $10,697. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 306 HOPE BAY LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $644,000, this home is listed about 31% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 306 HOPE BAY LOOP?+
Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$644,000 runs 43% above the APOLLO BEACH 33572 median — but at 2,708 sqft it's also 28% larger than the typical Apollo Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
299 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $660,000, now $644,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of 27NORTH REALTY · Steve O'Rear. MLS #TB8428622.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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