Eric Chery
$649,0006 bd4 ba3,295 sqft$197 /sqft$4,823 /mo all-in ↓

360 HOPE BAY LOOP, APOLLO BEACH, FL, 33572

Active3 days on marketListed Jul 16, 2026MLS #TB8435501

Private poolSingle Family ResidenceHARBOUR ISLES PH 2A/2B/2C

About this home

360 HOPE BAY LOOP

Heated pool and spa, tranquil pond views, and a brand-new 2024 roof — this beautifully updated 5-bedroom, 4-bathroom home in Apollo Beach's sought-after Harbour Isles community delivers the Florida lifestyle without the to-do list. With 3,295 square feet, a 3-car garage, and a flexible floor plan that lives like six bedrooms, this move-in-ready home offers space, quality, and true peace of mind. Major updates are already done for you: new roof (2024), upstairs A/C (2023), fresh interior and exterior paint, newly updated stainless steel kitchen appliances, a new 50-gallon water heater (2026), and luxury vinyl plank flooring throughout the second floor — upgrades that mean lower maintenance worries and easier insurability from day one. A Guardian security system adds convenience and protection. The first floor is built for flexibility. In addition to the formal dining room and a spacious family room overlooking the pool, a generous living room sits adjacent to a full bathroom — ideal as an in-law or guest retreat, home office, or easy 6th-bedroom conversion for multigenerational living. A separate flex room with pool views works beautifully as a game room, playroom, media room, or second office. At the heart of the home, the kitchen is designed for everyday living and effortless entertaining: granite countertops, abundant cabinetry, a large center island with built-in wine storage, a wine cooler, walk-in pantry, all-new stainless appliances, and a sunny breakfast nook opening to the covered lanai. Outside is your private Florida retreat. The screened, heated pool and spa overlook a peaceful pond framed by mature trees — no rear neighbors, just waterfront views and stunning sunsets from morning coffee to evening swims. Upstairs, the oversized primary suite offers a large walk-in closet and a beautifully appointed en-suite bath with dual vanities, a glass-enclosed walk-in shower, and a relaxing garden tub. Four additional bedrooms complete the second floor, including a private guest suite with its own full bathroom. A first-floor laundry room with washer, dryer, and built-in shelving, plus overhead storage racks in the 3-car garage, round out the practical touches. Harbour Isles residents enjoy resort-style amenities — clubhouse, community pool, fitness center, basketball and sand volleyball courts, playgrounds, walking trails, a fishing pier, and boat/RV storage — all for an HOA of only about $100 per year. Minutes from US-41 and I-75, you're an easy drive to Tampa, MacDill AFB, Gulf beaches, and the marinas and waterfront dining that make Apollo Beach special. Space, upgrades, water views, and one of the lowest HOAs in the area — schedule your private showing today.

Facts & features

The home at a glance

6

Bedrooms

4

Bathrooms

3,295

Sqft

0.26 ac

Lot size

3

Garage

2012

Year built

Two

Levels

$197

Per sqft

Private poolPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Thermostat · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNortheast
ExteriorLighting

Community & fees

HOA fee$8/mo
Taxes (2024)$10,914/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,823 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,502
PMI (est., until 20% equity)$243
Property tax — 2024 actual bill$909
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,900
Interest rate6.00%
Loan term

Estimated payment

$4,823/mo

Principal & interest$3,502
PMI (est., until 20% equity)$243
Property taxes (actual bill)$909
HOA / condo fee$8
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Apollo Beach actives

$197 vs $228

Days on market

3 vs 56 typical

Where $197/sqft sits among the 400 Apollo Beach actives

147 · this home
124
34
29
29
37
$151–208$208–265$265–322$322–378$378–435$435+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Map of 360 HOPE BAY LOOP

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)46 min

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

MiddleShields Middle School★★★★
HighLennard High School★★★★★
ElementaryCypress Creek Elementary School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

222 of 400

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 44% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $649,000 · 3 days on market since
2012Built · HARBOUR ISLES PH 2A/2B/2C

Reality check

What actually sold near 360 HOPE BAY LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

303 COCKLE SHELL LOOPSold · Oct ’25

$849,000

303 COCKLE SHELL LOOP · same community

4 bd · 4 ba · 3,488 sqft · $243/sqft · 46 DOM

302 COCKLE SHELL LOOPSold · Jul ’26

$670,000

302 COCKLE SHELL LOOP · same community

4 bd · 3 ba · 2,924 sqft · $229/sqft · 79 DOM

228 STAR SHELL DRIVESold · Nov ’25

$349,000

228 STAR SHELL DRIVE · same community

3 bd · 2.5 ba · 2,630 sqft · $133/sqft · 446 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 360 HOPE BAY LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 360 HOPE BAY LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

360 HOPE BAY LOOP FAQs

What would the monthly payment be for 360 HOPE BAY LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,823/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 360 HOPE BAY LOOP?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 360 HOPE BAY LOOP?+

The most recent tax bill on record (2024) was $10,914. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 360 HOPE BAY LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $649,000, this home is listed about 32% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 360 HOPE BAY LOOP?+

Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$649,000 runs 44% above the APOLLO BEACH 33572 median — but at 3,295 sqft it's also 56% larger than the typical Apollo Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 3 days on market in a Apollo Beach market that averages 56 — if it fits, move quickly.

Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Turan Celiker, PA. MLS #TB8435501.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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