340 S CENTER STREET, ORMOND BEACH, FL, 32174
Active17 days on marketListed Jul 3, 2026MLS #V4950007
About this home
340 S CENTER STREET
Centrally located in Ormond Beach this home offers easy access to shopping, schools, medical and more. Home sits on a tree lined street and offers a privacy fenced back yard. Inside you will find an open plan living room, dining area and kitchen, a family room, 3 amply sized bedrooms, 2 full bathrooms and a true laundry room that leads to the oversized 1 car garage. Home has been well maintained and is ready for its new owners……you could move straight in and live quite comfortably or add cosmetic touches to make it your own. This one is definitely worth a look!! Square footage received from tax rolls. All information recorded in the MLS intended to be accurate but cannot be guaranteed.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,578
Sqft
0.17 ac
Lot size
1
Garage
1972
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,063 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,063/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.6%
$/sqft vs Ormond Beach actives
$174 vs $236
Days on market
17 vs 41 typical
Where $174/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oak Trails
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
Oak Trails — neighborhood snapshot
Population
345
Median age
25
Median income
$38,628
Median home value
$340,200
Avg household
3
Households w/ children
48%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
199 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 340 S CENTER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$400,000
370 S CENTER STREET · same community
4 bd · 2.5 ba · 3,274 sqft · $122/sqft · 129 DOM
Sold · Mar ’26$237,500
1005 ALABAMA AVENUE
3 bd · 2 ba · 1,580 sqft · $150/sqft · 14 DOM
Sold · Mar ’26$282,000
1561 MOBILE AVENUE
3 bd · 2 ba · 1,560 sqft · $181/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 340 S CENTER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 340 S CENTER STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
340 S CENTER STREET FAQs
What would the monthly payment be for 340 S CENTER STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,063/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 340 S CENTER STREET?+
The most recent tax bill on record (2025) was $1,949. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ormond Beach?+
At $275,000, this home is listed about 35% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 340 S CENTER STREET?+
Ormond Beach Middle School (middle), Pine Trail Elementary School (elementary), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROS ASSURED · Matt Renshaw. MLS #V4950007.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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