89 S ATLANTIC AVENUE UNIT 204, ORMOND BEACH, FL, 32176
Active129 days on marketListed Mar 16, 2026MLS #GC538522
About this home
89 S ATLANTIC AVENUE UNIT 204
*BEST DEAL ON THE BEACH* DIRECT OCEANFRONT in Ormond Beach, Florida. Well-maintained unit. This 2/2 condo on the 2nd floor offers amazing ocean and intercoastal views. Delight in breathtaking sunrises and sunsets right from your unit. Spacious private balcony provides complete seclusion and serenity with just you and the ocean! This condo is located in beautiful Ormond Beach and provides you with the ultimate beachfront lifestyle. It is walking distance to many boutiques, restaurants, and coffee shops. You’ll enjoy the best July 4th fireworks from your own front porch with over 10 city displays within view. The 89 Oceanfront complex has just undergone new pool deck renovations with a new railing and beach steps. The complex has a comfortable lobby and a common room available to use for parties and events. The friendly homeowners organize social events such as bingo, card nights, and beach bonfire nights. Service dogs are allowed, and you can rent your unit for 6 months minimum rental. This property boasts the best parking spot in the entire community, located in the lower garage near the lobby entrance for ultimate convenience, as well as many guest parking spots on the upper level. Unit is move in ready, or can be remodeled to buyer's particular tastes. Won't last long at this price point in this building. This place is well-kept and maintained. It's gem, and the price is right so come on down. All information deemed reliable but not guaranteed. Buyer to verify all facts, measurements, and property details independently. All information deemed reliable but not guaranteed. Buyer to verify all facts, measurements, and property details independently. One or more photo(s) has been virtually staged
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,250
Sqft
1.19 ac
Lot size
1
Garage
1979
Year built
Three Or More
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.5%
Days on market
129 vs 41 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32176 — neighborhood snapshot
Population
14,344
Median age
60.1
Median income
$72,248
Median home value
$368,400
Avg household
2.01
Households w/ children
946
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 89 S ATLANTIC AVENUE UNIT 204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 89 S ATLANTIC AVENUE UNIT 204 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
89 S ATLANTIC AVENUE UNIT 204 FAQs
What would the monthly payment be for 89 S ATLANTIC AVENUE UNIT 204?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,179/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 89 S ATLANTIC AVENUE UNIT 204?+
The most recent tax bill on record (2025) was $4,103. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 89 S ATLANTIC AVENUE UNIT 204?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $265,000, this home is listed about 38% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 89 S ATLANTIC AVENUE UNIT 204?+
Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ORMOND BEACH 32176 market on paper
$265,000 is 26% below the ORMOND BEACH 32176 median of $359,250, and at $212/sqft it sits under the Ormond Beach average of $272.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
129 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE · Elia Hanania. MLS #GC538522.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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