Eric Chery
$845,0003 bd2 ba1,490 sqft$567 /sqft$5,524 /mo all-in ↓

1375 PINELLAS BAYWAY S UNIT 39, TIERRA VERDE, FL, 33715

Active12 days on marketListed Jul 24, 2026MLS #TB8528608

WaterfrontTownhousePIRATES COVE CLUB CONDO

About this home

1375 PINELLAS BAYWAY S UNIT 39

Waterfront Luxury with a Private Deep-Water Deeded Boat Slip & Boat Lift in Tierra Verde Some waterfront homes offer a view. This one offers a lifestyle few properties can match. Nestled along a protected natural cove surrounded by lush mangroves and abundant coastal wildlife, this beautifully maintained waterfront residence blends luxury, privacy, and maintenance-free living in one of Tampa Bay's most coveted boating communities. Thoughtfully designed to maximize both comfort and flexibility, the home lives beautifully with spacious gathering areas, versatile bonus space ideal for a home office, fitness studio, media room, or guest retreat, and multiple private outdoor living areas that invite you to fully embrace the Florida waterfront lifestyle. Quality craftsmanship is evident throughout with rich hardwood flooring, custom wood cabinetry, granite countertops, hurricane-impact windows, a recently installed metal roof, and an epoxy-finished garage floor. Every detail reflects pride of ownership and timeless coastal elegance. Step outside to a covered waterfront deck, expansive sun deck, and lower patio where mornings begin with coffee overlooking the water and evenings end with spectacular sunsets. Dolphins, manatees, and native birds become part of your everyday scenery, creating a peaceful retreat that feels worlds away while remaining close to everything. This exceptional property has a private, owner-owned deep-water deeded boat slip with an 8,000 pound solar powered boat lift, located just steps from your door. Opportunities like this are becoming increasingly rare. Enjoy direct, bridge-free access to Tampa Bay and the Gulf, allowing you to cruise to Shell Key Preserve, Egmont Key, waterfront restaurants, sandbars, and world-class fishing within minutes. Forget marina fees, long walks to your boat, or waiting on bridges—simply step aboard and go. Whether your passion is offshore fishing, sailing, paddleboarding, kayaking, or sunset cruises, this home places the very best of Florida's boating lifestyle right outside your back door. Life in Tierra Verde is about more than boating. Just minutes away, Fort De Soto Park offers nationally recognized beaches, scenic biking and walking trails, fishing piers, kayak launches, camping, a dog beach, and ferry service to Egmont Key National Wildlife Refuge. Waterfront restaurants, local marinas, boutique shopping, and vibrant coastal dining are all nearby, while St. Pete Beach and downtown St. Petersburg provide award-winning restaurants, museums, entertainment, waterfront parks, and year-round events. Tampa International and St. Pete-Clearwater International Airports are both within convenient reach. Surrounded by tropical landscaping and just steps from the community pool, this residence offers the perfect balance of luxury, convenience, and lock-and-leave ease. Whether you're searching for a full-time waterfront home, an elegant seasonal retreat, or an exceptional boating property, opportunities like this seldom become available. This is more than a home—it's a chance to own one of Tierra Verde's most desirable waterfront lifestyles, where every day feels like a vacation and every sunset reminds you why you chose to live on the water.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,490

Sqft

1

Garage

1981

Year built

Three Or More

Levels

$567

Per sqft

WaterfrontPool & Water viewPets allowed

Inside

FlooringCarpet · Epoxy · Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Open Floorplan · Skylight(s) · Solid Wood Cabinets · Stone Counters · Thermostat · Vaulted Ceiling(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · Stucco · Vinyl Siding · Wood Frame
FoundationStilt/On Piling
ViewPool · Water
FacesWest
ParkingAssigned · Guest
ExteriorBalcony · Hurricane Shutters · Irrigation System · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$5,848/yr
PetsYes
CommunityBoat Slip · Dock · Fishing · Water Access · Waterfront · Buyer Approval Required · Irrigation-Reclaimed Water · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,524 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,560
PMI (est., until 20% equity)$317
Property tax — 2025 actual bill$487
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,500
Interest rate6.00%
Loan term

Estimated payment

$5,524/mo

Principal & interest$4,560
PMI (est., until 20% equity)$317
Property taxes (actual bill)$487
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $845K
$487KedgeAI estimate $524,574 · range $507K$545K$879K

vs edgeAI estimate

+61.1%

$/sqft vs Tierra Verde actives

$567 vs $440

Days on market

12 vs 93 typical

Where $567/sqft sits among the 60 Tierra Verde actives

32
17 · this home
2
4
1
4
$247–443$443–639$639–836$836–1032$1032–1229$1229+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tierra Verde

Map of 1375 PINELLAS BAYWAY S UNIT 39

Drive times from this address

Tampa Int’l Airport (TPA)39 min
Downtown Tampa40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tierra Verde. See the full Tierra Verde guide →

TIERRA VERDE 33715 — neighborhood snapshot

Population

7,932

Median age

62.6

Median income

$105,068

Median home value

$539,700

Avg household

1.99

Households w/ children

442

For the school run

Pinellas County School District

MiddleBay Point Middle School★★★★★
ElementaryGulfport Montessori Elementary School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tierra Verde market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$986K$995K

Tierra Verde median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

36 of 60

Tierra Verde actives have cut their price

Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 218% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →

Paper trail

This home's history

Jul 24, 2026Listed at $845,000 · 12 days on market since
1981Built · PIRATES COVE CLUB CONDO

Reality check

What actually sold near 1375 PINELLAS BAYWAY S UNIT 39

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1375 PINELLAS BAYWAY S UNIT 40Sold · Oct ’25

$825,000

1375 PINELLAS BAYWAY S UNIT 40 · same community

2 bd · 2 ba · 1,555 sqft · $531/sqft · 0 DOM

1355 PINELLAS BAYWAY S UNIT 10Sold · Aug ’25

$720,000

1355 PINELLAS BAYWAY S UNIT 10 · same community

2 bd · 2 ba · 1,375 sqft · $524/sqft · 0 DOM

1355 PINELLAS BAYWAY S UNIT 16Sold · Jun ’26

$640,000

1355 PINELLAS BAYWAY S UNIT 16 · same community

3 bd · 2 ba · 1,840 sqft · $348/sqft · 147 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1375 PINELLAS BAYWAY S UNIT 39 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1375 PINELLAS BAYWAY S UNIT 39 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1375 PINELLAS BAYWAY S UNIT 39 FAQs

What would the monthly payment be for 1375 PINELLAS BAYWAY S UNIT 39?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,524/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1375 PINELLAS BAYWAY S UNIT 39?+

The most recent tax bill on record (2025) was $5,848. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1375 PINELLAS BAYWAY S UNIT 39?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tierra Verde?+

At $845,000, this home is listed about 4% below the Tierra Verde median of $877,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1375 PINELLAS BAYWAY S UNIT 39?+

Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EPIQUE REALTY INC. · Ebony Allen. MLS #TB8528608.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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