Eric Chery
$875,0003 bd3 ba2,035 sqft$430 /sqft$5,959 /mo all-in ↓

1695 PINELLAS BAYWAY S UNIT E4, TIERRA VERDE, FL, 33715

Active119 days on marketListed Mar 28, 2026MLS #TB8491329

WaterfrontCondominiumHIDDEN LAGOON AT ARROWHEAD POINT

About this home

1695 PINELLAS BAYWAY S UNIT E4

Welcome to your private slice of paradise at Hidden Lagoon in Tierra Verde. Spanning an expansive 2,035 square feet, this third-floor corner condominium is beautifully maintained and move-in ready, offering waterfront views and a resort lifestyle that is simply hard to replicate anywhere else on the island. Boat slips are available to rent from the association. Inside, an open and inviting floor plan sets the tone immediately. The spacious living room features sliding glass doors that open to a serene east-facing balcony, where you can take in morning light over the water and catch rocket launches lighting up the night sky. The beautifully appointed kitchen is complete with Corian countertops, stainless steel appliances, a breakfast bar, solid wood cabinetry, and a closet pantry. A separate formal dining room is ideal for gatherings. The magnificent 19x12 primary suite is a true retreat, offering stunning water views to start every morning. The en-suite bathroom is a private oasis featuring dual sinks, a luxurious soaking tub, a separate walk-in shower, a makeup and vanity space, and a generous walk-in closet. Your guests will love the second bedroom, which includes an attached full bathroom and a built-in closet with a floor-to-ceiling mirror, while the versatile third bedroom offers the perfect space for a home office, den, or additional guest accommodations. As a corner unit, you enjoy the rare benefit of dual outdoor spaces: savor your morning coffee from the east-facing balcony or unwind with picture-perfect sunsets from your west-facing balcony in the evening. An inside laundry closet adds everyday convenience. What makes this home truly special is how completely it lives. Your covered parking spot sits right next to the elevator, making everything from grocery runs to loading up for a weekend on the water effortless. It is one of those details that sounds small until you live it, and together with a floor plan that flows with the ease and spaciousness of a single-family home, it becomes clear this is not a typical condominium experience. Hidden Lagoon is one of Tierra Verde's most beloved communities, with residents who move in and simply stay, drawn by amenities that rival a boutique resort. The grounds feature two remarkable pools, one a heated lap pool with a spa, and the other a free-form resort-style pool. This elevated building is constructed with concrete and rebar reinforcement and has sustained no damage from past hurricanes. As one of just 57 total residences in this gated enclave, you gain access to a private fitness center with updated equipment, tennis and pickleball courts, a waterfront walking dock, fishing piers, kayak storage, and boat slips available for rent. Modern touches include EV charging stations, barbecue grills, and meticulously landscaped grounds throughout. The location delivers on every front. A quick bike ride reaches the pristine 1,136 acres of Fort De Soto Park, and the beautiful sands of Pass-a-Grille Beach are just minutes away. Paddleboard through Shell Key Preserve, explore the vibrant dining and shopping of downtown St. Petersburg just 20 minutes away, or catch a flight from Tampa International Airport, a convenient 45-minute drive. With a comprehensive HOA covering exterior maintenance, groundskeeping, water, sewer, and trash, this is a rare opportunity to embrace a truly maintenance-free, resort lifestyle in one of Tierra Verde's most sought-after waterfront communities.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,035

Sqft

2000

Year built

One

Levels

$430

Per sqft

WaterfrontPool & Trees/Woods & Water viewNegotiablePets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range Hood · Refrigerator · Water Filtration System
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofBuilt-Up
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewPool · Trees/Woods · Water
FacesWest
ParkingAssigned · Covered · Guest
ExteriorBalcony · Irrigation System · Outdoor Grill · Outdoor Shower · Sidewalk · Sliding Doors · Storage · Tennis Court(s)

Community & fees

Taxes (2025)$8,995/yr
PetsDogs OK, Yes
CommunityBay/Harbor Front · Boat Slip · Dock · Fishing · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Fitness Center · Gated Community - No Guard · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,959 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property tax — 2025 actual bill$750
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $87,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $87,500
Interest rate6.00%
Loan term

Estimated payment

$5,959/mo

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property taxes (actual bill)$750
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $875K
$816KedgeAI estimate $957,047 · range $850K$1000K$1.0M

vs edgeAI estimate

−8.6%

$/sqft vs Tierra Verde actives

$430 vs $441

Days on market

119 vs 66 typical

Where $430/sqft sits among the 62 Tierra Verde actives

25
24 · this home
3
3
2
5
$249–419$419–589$589–758$758–928$928–1098$1098+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tierra Verde

Map of 1695 PINELLAS BAYWAY S UNIT E4

Drive times from this address

Downtown Tampa39 min
Tampa Int’l Airport (TPA)39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tierra Verde. See the full Tierra Verde guide →

The numbers that matter

The Tierra Verde market

Seller’s marketLeans buyer13.0 months of inventoryBuyer’s market

$628K$1.1M

Tierra Verde median sold, yr/yr

94.3%

Sale-to-list ratio (12 mo)

38 of 62

Tierra Verde actives have cut their price

Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% above the Tierra Verde median. See the full Tierra Verde market guide →

Paper trail

This home's history

Mar 28, 2026Listed at $875,000 · 119 days on market since
2000Built · HIDDEN LAGOON AT ARROWHEAD POINT

Reality check

What actually sold near 1695 PINELLAS BAYWAY S UNIT E4

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1695 PINELLAS BAYWAY S UNIT E6Sold · Sep ’25

$900,000

1695 PINELLAS BAYWAY S UNIT E6 · same community

3 bd · 2.5 ba · 2,035 sqft · $442/sqft · 118 DOM

1101 PINELLAS BAYWAY S UNIT 405Sold · Oct ’25

$475,000

1101 PINELLAS BAYWAY S UNIT 405

2 bd · 2.5 ba · 2,014 sqft · $236/sqft · 21 DOM

630 PINTA DRIVESold · Apr ’26

$565,000

630 PINTA DRIVE

3 bd · 2 ba · 2,071 sqft · $273/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1695 PINELLAS BAYWAY S UNIT E4 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1695 PINELLAS BAYWAY S UNIT E4 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

1695 PINELLAS BAYWAY S UNIT E4 FAQs

What would the monthly payment be for 1695 PINELLAS BAYWAY S UNIT E4?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,959/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1695 PINELLAS BAYWAY S UNIT E4?+

The most recent tax bill on record (2025) was $8,995. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1695 PINELLAS BAYWAY S UNIT E4?+

The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tierra Verde?+

At $875,000, this home is listed about 5% above the Tierra Verde median of $830,000. The market section on this page shows how the area is trending.

Listing courtesy of COMPASS FLORIDA LLC · Andrew Salamone. MLS #TB8491329.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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