221 CEDARWOOD CIRCLE UNIT 221, SEMINOLE, FL, 33777
Active7 days on marketListed Jul 26, 2026MLS #TB8527331
About this home
221 CEDARWOOD CIRCLE UNIT 221
Beautifully furnished 2-bedroom, 2 bath condo is available for immediate occupancy and is also available for the upcoming rental season. Spacious and open floor plan. This corner unit offers plenty of natural light in dining room, living room and master bedroom. The Master bedroom features a king size bed, plantation shutters, an oversized walk in closet and large shower. The second bedroom has a queen size bed; 2nd bath has a tub & shower combination. This 55+ community is located in The Gardens which is centrally located off Park Blvd. Owner is flexible on rental terms with a minimum of 3 months. A longer lease period is available. This charming condo has all the comforts of home and you're sure to enjoy the beautifully maintained parquet flooring throughout. The swimming pool is heated during the cooler months. This condo comes with 2 parking spaces, 1 covered carport and 1 assigned parking space. Convenient to Gulf Beaches, shopping and restaurants. HOA approval required.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,140
Sqft
3.97 ac
Lot size
1973
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Seminole actives
$2 vs $252
Days on market
7 vs 44 typical
Where $2/sqft sits among the 294 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
The Gardens — neighborhood snapshot
Population
884
Median age
56
Median income
$72,279
Median home value
$220,772
Avg household
2
Households w/ children
90%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
168 of 294
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 221 CEDARWOOD CIRCLE UNIT 221
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$210,000
213 FERNWOOD CIRCLE UNIT 213 · same community
2 bd · 2 ba · 1,120 sqft · $188/sqft · 127 DOM
Sold · Nov ’25$198,000
214 ELMWOOD CIRCLE UNIT 214 · same community
2 bd · 1.5 ba · 1,225 sqft · $162/sqft · 227 DOM
Sold · Jun ’26$165,000
210 FERNWOOD CIRCLE UNIT 210 · same community
2 bd · 2 ba · 1,225 sqft · $135/sqft · 389 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 221 CEDARWOOD CIRCLE UNIT 221 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 221 CEDARWOOD CIRCLE UNIT 221 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
221 CEDARWOOD CIRCLE UNIT 221 FAQs
What would the monthly payment be for 221 CEDARWOOD CIRCLE UNIT 221?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 221 CEDARWOOD CIRCLE UNIT 221?+
The listing reports pets: Breed Restrictions, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $2,200, this home is listed about 99% below the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 221 CEDARWOOD CIRCLE UNIT 221?+
Starkey Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SEMINOLE 33777 market on paper
$2,200 is 99% below the SEMINOLE 33777 median of $290,000, and at $2/sqft it sits under the Seminole average of $262.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 7 days on market in a Seminole market that averages 44 — if it fits, move quickly.
04Strong assigned schools
Starkey Elementary School, Osceola Middle School, Dixie M. Hollins High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Kelly Pillon. MLS #TB8527331.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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