220 BUTTONWOOD CIRCLE UNIT 220, SEMINOLE, FL, 33777
Active256 days on marketListed Nov 10, 2025MLS #TB8445583
About this home
220 BUTTONWOOD CIRCLE UNIT 220
PRICE REDUCED - $11K!! This is a 55+ community that is a hidden gem in a highly desired community that is right next to Lake Seminole Park and very close to the Beaches, Seminole City Center and numerous restaurants. It is a very friendly community that will turn into friends. All the buildings in the community including the Clubhouse were painted May, 2026. This beautiful, corner unit on the 2nd floor offers an open floor plan with plenty of space and natural light. This 3 Bedroom, 2 Bath condo comes partially furnished including a brand-New refrigerator installed 1/11/2026 which would make a great turnkey. SELLER IS VERY MOTIVATED TO SELL.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,410
Sqft
0 ac
Lot size
1973
Year built
One
Levels
$141
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,660 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,660/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−31%
$/sqft vs Seminole actives
$141 vs $254
Days on market
256 vs 44 typical
Where $141/sqft sits among the 300 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
The Gardens — neighborhood snapshot
Population
884
Median age
56
Median income
$72,279
Median home value
$220,772
Avg household
2
Households w/ children
90%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
165 of 300
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 220 BUTTONWOOD CIRCLE UNIT 220
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$240,000
116 ELMWOOD CIRCLE · same community
2 bd · 2 ba · 1,480 sqft · $162/sqft · 28 DOM
Sold · Mar ’26$150,000
117 FERNWOOD CIRCLE UNIT 117 · same community
2 bd · 2 ba · 1,288 sqft · $116/sqft · 303 DOM
Sold · Jul ’26$145,000
206 DOGWOOD CIRCLE · same community
2 bd · 2 ba · 1,288 sqft · $113/sqft · 314 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 220 BUTTONWOOD CIRCLE UNIT 220 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 220 BUTTONWOOD CIRCLE UNIT 220 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
220 BUTTONWOOD CIRCLE UNIT 220 FAQs
What would the monthly payment be for 220 BUTTONWOOD CIRCLE UNIT 220?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,660/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 220 BUTTONWOOD CIRCLE UNIT 220?+
The most recent tax bill on record (2024) was $2,888. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 220 BUTTONWOOD CIRCLE UNIT 220?+
The listing reports pets: Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $199,000, this home is listed about 52% below the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 220 BUTTONWOOD CIRCLE UNIT 220?+
Starkey Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the SEMINOLE 33777 market on paper
$199,000 is 32% below the SEMINOLE 33777 median of $292,500, and at $141/sqft it sits under the Seminole average of $262.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
256 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Starkey Elementary School, Osceola Middle School, Dixie M. Hollins High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $225,000, now $199,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 RE CHAMPIONS · Christine Coston. MLS #TB8445583.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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