1977 SEARAY SHORE DRIVE, CLEARWATER, FL, 33763
Active8 days on marketListed Jul 25, 2026MLS #TB8513747
About this home
1977 SEARAY SHORE DRIVE
Welcome home to this beautifully maintained END-UNIT townhome offering the perfect combination of comfort, convenience, and low-maintenance living! Ideally situated in a highly desirable location, you'll enjoy easy access to shopping, grocery stores, restaurants, major thoroughfares, and some of Pinellas County's most sought-after destinations, including charming Downtown Safety Harbor, vibrant Downtown Dunedin, and the award-winning white sand beaches of Clearwater. This bright and cheerful end unit is filled with natural light thanks to the additional windows that only an end-unit location can provide. Thoughtfully updated, this home offers peace of mind with a new ROOF (2022), AC (2021), and kitchen appliances (2023). Inside, you'll appreciate the functional floor plan with ample storage throughout, providing space for all your organizational needs. Relax year-round in the screened-enclosed porch, the perfect spot for your morning coffee or evening unwind, or step outside to enjoy the private patio—ideal for grilling, entertaining, or simply soaking up the Florida sunshine. The affordable monthly maintenance fee makes ownership easy by covering cable, lawn care, exterior maintenance, roof maintenance, trash service, and access to the community amenities, allowing you to spend more time enjoying life and less time worrying about upkeep. Residents enjoy a sparkling community pool, a playground, beautifully maintained grounds, and the convenience of two assigned parking spaces located just outside your door. Best of all, this property is in a NON-FLOOD ZONE, so flood insurance is not required, offering additional savings and peace of mind. Whether you're searching for a primary residence, seasonal getaway, or investment opportunity, this exceptional townhome checks all the boxes with its updated features, unbeatable location, and carefree lifestyle. Don't miss your opportunity to make this wonderful home your own—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,429
Sqft
0.03 ac
Lot size
2008
Year built
Two
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,704 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,704/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$192 vs $218
Days on market
8 vs 47 typical
Where $192/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33763 — neighborhood snapshot
Population
21,278
Median age
53.8
Median income
$53,552
Median home value
$215,900
Avg household
2.12
Households w/ children
1,898
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
222 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 72% above the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1977 SEARAY SHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$289,999
1997 SEARAY SHORE DRIVE · same community
3 bd · 1.5 ba · 1,429 sqft · $203/sqft · 81 DOM
Sold · Dec ’25$272,000
2564 HIDDEN COVE LANE · same community
3 bd · 2.5 ba · 1,429 sqft · $190/sqft · 153 DOM
Sold · Dec ’25$267,500
1954 SUNSET MEADOW DRIVE · same community
3 bd · 2.5 ba · 1,473 sqft · $182/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1977 SEARAY SHORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1977 SEARAY SHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1977 SEARAY SHORE DRIVE FAQs
What would the monthly payment be for 1977 SEARAY SHORE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,704/mo — principal and interest, the actual property-tax bill, the $390/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1977 SEARAY SHORE DRIVE?+
The association fee works out to $390 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1977 SEARAY SHORE DRIVE?+
The most recent tax bill on record (2025) was $4,956. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1977 SEARAY SHORE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $275,000, this home is priced right at the Clearwater median.
Which schools are assigned to 1977 SEARAY SHORE DRIVE?+
McMullen-Booth Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Melody Hunter. MLS #TB8513747.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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