2096 SUN DOWN DRIVE, CLEARWATER, FL, 33763
Active236 days on marketListed Nov 28, 2025MLS #TB8451879
About this home
2096 SUN DOWN DRIVE
Welcome to Florida living at its finest! This charming two-story townhome offers a bright and functional layout featuring 2 bedrooms, 2.5 bathrooms, and a desirable split-bedroom floor plan for comfort and privacy. Both bedrooms also have private ensuite bathrooms and are conveniently located upstairs near the inside laundry room, making daily living effortless. On the main level, you’ll find a spacious living room and a flexible family room that can also serve as a dining area—perfect for entertaining or customizing the space to fit your lifestyle. Sliding glass doors fill the home with natural light and open to a serene wooded view, giving you both privacy and a peaceful connection to nature. Located near the end unit, this townhome also offers easy access to a large open grassy area—ideal for relaxation, play, or pets. The beautifully maintained community features a gorgeous gated pool and impressive HOA-covered perks including trash, cable (currently includes HBO Max, Fox Sports 1, Paramount Plus, and Disney Plus), internet, amenities, exterior paint, roof, and landscaping—all included for truly worry-free living. Just moments from shopping and dining—you can even walk to Aldi—this home combines ultimate convenience with tranquil surroundings. Florida living at its best. Come live the Florida dream! Recent Updates: • Vinyl flooring throughout (2022) • Kitchen appliances (2022) • ROOF (2023, HOA paid) • Exterior painting (2023, HOA paid) • AC system (2025) • All new doorknobs and hinges (2025) •New fans (2022)
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,252
Sqft
0.02 ac
Lot size
2007
Year built
Two
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,490 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,490/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.4%
$/sqft vs Clearwater actives
$214 vs $219
Days on market
236 vs 47 typical
Where $214/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33763 — neighborhood snapshot
Population
21,278
Median age
53.8
Median income
$53,552
Median home value
$215,900
Avg household
2.12
Households w/ children
1,898
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
215 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2096 SUN DOWN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$250,000
2565 HIDDEN COVE LANE · same community
2 bd · 1.5 ba · 1,252 sqft · $200/sqft · 4 DOM
Sold · Mar ’26$243,000
1951 SEARAY SHORE DRIVE · same community
2 bd · 2.5 ba · 1,183 sqft · $205/sqft · 21 DOM
Sold · Aug ’25$232,500
2066 SUN DOWN DRIVE · same community
2 bd · 1.5 ba · 1,146 sqft · $203/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2096 SUN DOWN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2096 SUN DOWN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
2096 SUN DOWN DRIVE FAQs
What would the monthly payment be for 2096 SUN DOWN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,490/mo — principal and interest, the actual property-tax bill, the $418/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2096 SUN DOWN DRIVE?+
The association fee works out to $418 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2096 SUN DOWN DRIVE?+
The most recent tax bill on record (2024) was $2,594. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2096 SUN DOWN DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $268,000, this home is listed about 3% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2096 SUN DOWN DRIVE?+
Dunedin High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$268,000 runs 68% above the CLEARWATER 33763 median.
02Time on market is leverage
236 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Dunedin High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $275,000, now $268,000 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · G. Busch. MLS #TB8451879.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater homes, in your inbox
Like 2096 SUN DOWN DRIVE but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →