634 EDGEWATER DRIVE UNIT 744, DUNEDIN, FL, 34698
Active175 days on marketListed Jan 30, 2026MLS #TB8469793
About this home
634 EDGEWATER DRIVE UNIT 744
Welcome to your coastal sanctuary in the sought-after 55-plus community of Edgewater Arms, where breathtaking waterfront views meet modern luxury. This beautifully renovated condominium, completely updated in 2015, showcases a blend of style, comfort and durability, with impact windows throughout for peace of mind. Go inside to unobstructed vistas stretching to Caladesi Island and beyond. The expansive living room, featuring an electric fireplace and custom-built entertainment bar with wine cooler, is ideal for relaxing or entertaining. Glass sliders lead to your private balcony, where sea breezes and stunning sunsets become part of your everyday life. The kitchen flows seamlessly into the dining area and offers a large walk-in pantry for all your culinary needs. The primary suite is a retreat, with a spa-like bath, dual vanities and a spacious walk-in closet. Two additional bedrooms and a full guest bath provide comfort for family or friends, while the in-unit washer and dryer make everyday living easy. Edgewater Arms offers an array of amenities designed for leisure and connection, such as heated waterfront pool, kayak launch, shuffleboard courts, ping pong and billiards, and a tiki hut with a gas grill for social gatherings by the water. Enjoy sunsets from the serene waterfront park or visit downtown Dunedin, with its restaurants, cafes, breweries, live music, art festivals and more. Just minutes from Dunedin Marina, Honeymoon Island beaches and the Toronto Blue Jays spring training ballpark, this location combines an active lifestyle with peaceful coastal living.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,330
Sqft
0 ac
Lot size
1974
Year built
One
Levels
$455
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,889 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,889/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.5%
$/sqft vs Dunedin actives
$455 vs $297
Days on market
175 vs 51 typical
Where $455/sqft sits among the 265 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
159 of 265
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 253% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 634 EDGEWATER DRIVE UNIT 744
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$950,000
634 EDGEWATER DRIVE UNIT 444 · same community
3 bd · 2.5 ba · 2,330 sqft · $408/sqft · 62 DOM
Sold · Apr ’26$390,000
634 EDGEWATER DRIVE UNIT 348 · same community
2 bd · 2 ba · 1,265 sqft · $308/sqft · 125 DOM
Sold · May ’26$415,000
634 EDGEWATER DRIVE UNIT 447 · same community
2 bd · 2 ba · 1,175 sqft · $353/sqft · 140 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 634 EDGEWATER DRIVE UNIT 744 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 634 EDGEWATER DRIVE UNIT 744 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
634 EDGEWATER DRIVE UNIT 744 FAQs
What would the monthly payment be for 634 EDGEWATER DRIVE UNIT 744?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,889/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 634 EDGEWATER DRIVE UNIT 744?+
The most recent tax bill on record (2025) was $7,341. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 634 EDGEWATER DRIVE UNIT 744?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $1,060,000, this home is listed about 166% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 634 EDGEWATER DRIVE UNIT 744?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,060,000 runs 253% above the DUNEDIN 34698 median — but at 2,330 sqft it's also nearly twice the size of the typical Dunedin listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
175 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,090,000, now $1,060,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Lisbeth Petersen. MLS #TB8469793.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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