634 EDGEWATER DRIVE UNIT 848, DUNEDIN, FL, 34698
Active175 days on marketListed Jan 30, 2026MLS #TB8468859
About this home
634 EDGEWATER DRIVE UNIT 848
Virtually Staged. BIRDS-EYE MARINA & GULF VIEWS IN THE HEART OF DUNEDIN. Enjoy a spectacular bird's-eye view of the iconic Dunedin Marina and sparkling St Joseph Sound from this light-filled condo, where nature and nautical beauty are always on display. Watch an outstanding array of seagulls, osprey, pelicans, dolphins, sailboats and pleasure boats glide by, with Honeymoon Island completing the postcard-perfect backdrop. Inside new vinyl flooring in the living room, dining area, and bedrooms creates a fresh modern feel. PGT hurricane -impact resistant windows provide peace of mind, while major updates include a new roof on the building in 2025 and HVAC replaced in 2020. This home offers a blank canvas for someone's vision and special touch-an ideal opportunity to customize and make it your own. Located in a popular, active 55+ community known for its strong sense of community spirit, neighbors truly look out for one another while enjoying a wide variety of leisure activities. Build lasting friendships and memories in a setting that offers more amenities than most condos, including a heated pool, waterfront clubhouse, fitness center, recreation center and dining hall. Additional features a covered cookout area with gas grills, kayak storage with water access and bike storage. The location is unbeatable just around the block from the heart of vibrant, high-energy downtown Dunedin. Enjoy easy access to numerous breweries, bars, clubs, boutiques, cafes, and top-rated restaurants. With abundant outdoor activities , plus nearby sporting and cultural events, this home delivers a truly exceptional quality of life. Don't miss this opportunity for fun in the sun and waterfront living at its best. BOOK YOUR APPOINTMENT TODAY TO VIEW THIS SPECIAL CONDO.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,465
Sqft
0 ac
Lot size
1974
Year built
One
Levels
$341
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,903 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,903/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.1%
$/sqft vs Dunedin actives
$341 vs $297
Days on market
175 vs 51 typical
Where $341/sqft sits among the 268 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
157 of 268
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 634 EDGEWATER DRIVE UNIT 848
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$390,000
634 EDGEWATER DRIVE UNIT 348 · same community
2 bd · 2 ba · 1,265 sqft · $308/sqft · 125 DOM
Sold · May ’26$415,000
634 EDGEWATER DRIVE UNIT 447 · same community
2 bd · 2 ba · 1,175 sqft · $353/sqft · 140 DOM
Sold · Apr ’26$950,000
634 EDGEWATER DRIVE UNIT 444 · same community
3 bd · 2.5 ba · 2,330 sqft · $408/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 634 EDGEWATER DRIVE UNIT 848 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 634 EDGEWATER DRIVE UNIT 848 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
634 EDGEWATER DRIVE UNIT 848 FAQs
What would the monthly payment be for 634 EDGEWATER DRIVE UNIT 848?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,903/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 634 EDGEWATER DRIVE UNIT 848?+
The most recent tax bill on record (2024) was $7,019. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 634 EDGEWATER DRIVE UNIT 848?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $499,000, this home is listed about 25% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 634 EDGEWATER DRIVE UNIT 848?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,000 runs 66% above the DUNEDIN 34698 median — but at 1,465 sqft it's also 24% larger than the typical Dunedin listing.
02Time on market is leverage
175 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $550,000, now $499,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Denis Romero, PA. MLS #TB8468859.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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