Eric Chery
$2,895,000$2,950,0004 bd4 ba3,530 sqft$820 /sqft$17,505 /mo all-in ↓

36649 COVINGTON ROAD, DADE CITY, FL, 33525

Active183 days on marketListed Jan 22, 2026MLS #TB8466998

Reduced $55KSingle Family ResidenceN/A

About this home

36649 COVINGTON ROAD

Welcome to an extraordinary hilltop estate in Dade City on nearly 33 acres of fenced, private land with sweeping views of Lake Pasadena and an impeccably detailed primary residence. The property encompasses fenced pasture and rolling land providing endless possibilities for agricultural enthusiasts to have horses, chickens, cows, sheep, goats and other farm animals, or who want to indulge in gardening, farming, boating, fishing or large-scale entertaining. The lake views and hilltop privacy create a serene timeless setting. The brick-clad home crowns the property, offering elevated panoramas and a striking curb presence. Enter the home on the main level the primary suite is a serene retreat with crown molding, a spa-like bathroom featuring a garden tub and separate walk-in shower, while a second bedroom currently used as an office and an adjacent guest bath complete the main level. The newly remodeled kitchen offers rich wood cabinetry trimmed in crown molding, beautiful granite countertops, a large island with cooktop, pull-out cabinets and drawers, and stainless KitchenAid appliances, plus a separate wine/beverage dry bar ideal for entertaining. The upstairs family room is warmed by a wood-burning fireplace, exposed wood beams, and expansive windows framing the property and lake beyond. The lower level expands living and entertaining options with a large great room anchored by a second brick fireplace, a huge bonus room, guest bath, and sliders that open directly to the grounds. Two generous downstairs bedrooms include a secondary owners’ retreat or mother-in-law suite with a private, spa-like bath and Jack-and-Jill configuration, bringing the primary house to four true bedrooms and four full bathrooms. Down the hill near the lake is a second home with 2 bedrooms perfect for extended family, guests, staff, or rental income. Dade city is a quaint town with a historic downtown featuring Old-Florida charm. The home is a few minutes off I-75 which has easy access to Wesley Chapel's shopping, restaurants, bars, Hospitals etc. Call today to view this spectacular property!

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,530

Sqft

32.42 ac

Lot size

2

Garage

1992

Year built

Two

Levels

$820

Per sqft

FireplaceTrees/Woods & Water viewPets allowed

Inside

FlooringLaminate · Hardwood
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBrick · Wood Frame
FoundationSlab
ViewTrees/Woods · Water
FacesSoutheast
ExteriorBalcony · French Doors · Irrigation System · Rain Gutters

Community & fees

Taxes (2025)$7,653/yr
PetsYes
CommunityDock · Fishing · Lake

Utilities & systems

UtilitiesCable Available · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$17,505 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$15,621
PMI (est., until 20% equity)$1,086
Property tax — 2025 actual bill$638
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $289,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $289,500
Interest rate6.00%
Loan term

Estimated payment

$17,505/mo

Principal & interest$15,621
PMI (est., until 20% equity)$1,086
Property taxes (actual bill)$638
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.9M
$750KedgeAI estimate $872,889 · range $781K$1.0M$3.0M

vs edgeAI estimate

+231.7%

$/sqft vs N/A

$820 vs $286

Days on market

183 vs 28 typical

Where $820/sqft sits among the 229 homes for sale in N/A

120
58
24
9
2 · this home
16
$133–289$289–445$445–601$601–757$757–913$913+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dade City

Map of 36649 COVINGTON ROAD

Drive times from this address

Downtown Tampa50 min
Tampa Int’l Airport (TPA)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dade City. See the full Dade City guide →

DADE CITY 33525 — neighborhood snapshot

Population

20,220

Median age

44.2

Median income

$69,697

Median home value

$228,700

Avg household

2.57

Households w/ children

2,084

For the school run

Pasco County School District

HighPasco High School★★★★
MiddlePasco Middle School★★★★
ElementarySan Antonio Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dade City market

Seller’s marketBalanced6.1 months of inventoryBuyer’s market

$343K$335K

Dade City median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

108 of 229

N/A have cut their price

Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 664% above the DADE CITY 33525 median. See the full Dade City market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,895,000 $55K
Jan 22, 2026Listed at $2,950,000 · 183 days on market since
1992Built · N/A

Reality check

What actually sold near 36649 COVINGTON ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2202 OLD TAVARES ROADSold · Dec ’25

$573,000

2202 OLD TAVARES ROAD · same community

4 bd · 4.5 ba · 3,337 sqft · $172/sqft · 109 DOM

4701 NE JACKSONVILLE ROADSold · Dec ’25

$950,000

4701 NE JACKSONVILLE ROAD · same community

5 bd · 4 ba · 3,320 sqft · $286/sqft · 130 DOM

16422 SPRING VALLEY ROADSold · Mar ’26

$1,275,000

16422 SPRING VALLEY ROAD · same community

4 bd · 3 ba · 3,141 sqft · $406/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 36649 COVINGTON ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 36649 COVINGTON ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

36649 COVINGTON ROAD FAQs

What would the monthly payment be for 36649 COVINGTON ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,505/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 36649 COVINGTON ROAD?+

The most recent tax bill on record (2025) was $7,653. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 36649 COVINGTON ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dade City?+

At $2,895,000, this home is listed about 642% above the Dade City median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 36649 COVINGTON ROAD?+

Pasco High School (high), Pasco Middle School (middle), San Antonio Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,895,000 runs 664% above the DADE CITY 33525 median — but at 3,530 sqft it's also 63% larger than the typical Dade City listing.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

183 days on market against a Dade City median of 28 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $2,950,000, now $2,895,000 — a $55K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 BILL NYE REALTY · Molly Nye. MLS #TB8466998.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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