Eric Chery
$1,299,000$1,600,000$8,328 /mo all-in ↓

12630 U.S. 441, BELLEVIEW, FL, 34420

Active459 days on marketListed Apr 17, 2025MLS #OM699685

Reduced $301KN/A

About this home

12630 U.S. 441

Position your business or next commercial development in one of Belleview’s most practical and established business corridors. This 12.8-acre B-4 zoned commercial property on U.S. Highway 441 offers the scale, visibility, access, and flexibility needed for a business owner, developer, investor, or regional operator looking to plant a flag in the growing Ocala–Belleview–The Villages market. What makes this opportunity especially compelling is the surrounding commercial environment. Within the immediate 1- to 2-mile trade area, the U.S. 441 corridor is already supported by a strong mix of automotive services, restaurants, service businesses, medical-related users, contractors, mobile home communities, appliance repair, signs/printing, financial services, and local retail. Existing nearby businesses along or near the corridor include categories such as auto parts and repair, pizza and restaurants, appliance service, land surveying, signs and printing, HVAC/electrical contractors, medical supplies, physical therapy, tree service, towing, and small professional/service operators. This creates a business-friendly setting where customers are already accustomed to traveling the corridor for daily needs, repairs, services, food, and commercial activity. The property’s B-4 commercial zoning makes it especially attractive for highway-oriented businesses, retail, service-based operators, logistics, contractor operations, automotive-related concepts, equipment sales, storage, office, or other commercial uses subject to approval. Current listing platforms also highlight the site’s suitability for retail establishments, highway-oriented businesses, and high-volume logistics operations, supported by U.S. 441 frontage and dual access for customers, employees, vendors, and delivery vehicles. This site does not sit in isolation — it sits in the path of existing commerce. Restaurants and food-service operators already serve the corridor, including well-known Belleview dining destinations such as Pasta Faire, Paradise Bakery and Cuban Food, Riccardo’s, and other local eateries that help drive daily customer activity in the area. Nearby service and trade-based businesses further support the case for contractor yards, fleet services, equipment users, automotive services, warehousing, or flex-commercial development. For developers, the property offers something increasingly difficult to find: large acreage with commercial zoning, highway exposure, existing infrastructure, and room for phased development. The 12.8-acre size and approximately 1,694 feet of depth allow for multiple potential site plans, including front-facing retail or office use with rear operational space, parking, storage, service bays, fleet access, or future expansion. Existing features such as wells, septic, electric availability, fencing, a manufactured structure, and barn/shed improvements may help reduce early holding or start-up costs depending on the intended use. Located between Ocala and The Villages, Belleview continues to benefit from regional growth, residential expansion, and strong Central Florida traffic patterns. Commercial market materials for Belleview point to a growing trade area, with reported population figures of more than 25,000 people within 3 miles, over 62,000 within 5 miles, and more than 102,000 within 7 miles, reinforcing the site’s potential to serve both local residents and regional traffic.

Facts & features

The home at a glance

12.8 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods
FacesEast

Community & fees

Taxes (2025)$8,053/yr

Utilities & systems

UtilitiesElectricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,328 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property tax — 2025 actual bill$671
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $129,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $129,900
Interest rate6.00%
Loan term

Estimated payment

$8,328/mo

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property taxes (actual bill)$671
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Belleview

Map of 12630 U.S. 441

Get to know Belleview. See the full Belleview guide →

BELLEVIEW 34420 — neighborhood snapshot

Population

19,167

Median age

43

Median income

$52,551

Median home value

$192,600

Avg household

2.59

Households w/ children

2,199

For the school run

Marion County School District

ElementaryBelleview-Santos Elementary School★★★★
MiddleBelleview Middle School★★★★★
HighBelleview High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Belleview market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$255K$276K

Belleview median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

Median sold price, Belleview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 390% above the BELLEVIEW 34420 median. See the full Belleview market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,299,000 $301K
Apr 17, 2025Listed at $1,600,000 · 459 days on market since

Reality check

What actually sold near 12630 U.S. 441

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1074 EMPORIA ROADSold · Dec ’25

$247,000

1074 EMPORIA ROAD · same community

2 bd · 1 ba · 716 sqft · $345/sqft · 11 DOM

5640 SW 57TH AVENUESold · Dec ’25

$130,000

5640 SW 57TH AVENUE · same community

2 bd · 1 ba · 756 sqft · $172/sqft · 78 DOM

709 NW 3RD STREETSold · Nov ’25

$227,000

709 NW 3RD STREET · same community

3 bd · 1 ba · 930 sqft · $244/sqft · 95 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12630 U.S. 441 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12630 U.S. 441 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

12630 U.S. 441 FAQs

What would the monthly payment be for 12630 U.S. 441?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,328/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12630 U.S. 441?+

The most recent tax bill on record (2025) was $8,053. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Belleview?+

At $1,299,000, this home is listed about 358% above the Belleview median of $283,735. The market section on this page shows how the area is trending.

Which schools are assigned to 12630 U.S. 441?+

Belleview-Santos Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,299,000 runs 390% above the BELLEVIEW 34420 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

459 days on market against a Belleview median of 31 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,600,000, now $1,299,000 — a $301K cut. The full history is in the market section below.

Listing courtesy of ROBB HARRISON REALTY INC · Robb Harrison. MLS #OM699685.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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