717 MANNS HARBOR DRIVE, APOLLO BEACH, FL, 33572
Active262 days on marketListed Nov 5, 2025MLS #TB8444369
About this home
717 MANNS HARBOR DRIVE
WATERFRONT LUXURY LIVING HOME – BOATER'S PARADISE IN MIRABAY Your dreams become reality in the highly sought-after MiraBay community—where waterfront living meets everyday luxury. This gorgeous one-story Cardel custom-built home is ready for you to move in and start enjoying the Florida lifestyle immediately. Offering 4 spacious bedrooms and 3 full bathrooms, this thoughtfully designed home features a luxurious primary ensuite complete with double sinks, a relaxing soaker tub, walk-in shower, and private water closet. The heart of the home is a CHEF’S DREAM KITCHEN, outfitted with stainless steel appliances, Cambria Quartz countertops, a built-in oven, gas cooktop, large island, and a walk-in pantry—perfect for both entertaining and everyday living. A PRIVATE OFFICE provides the ideal space for working from home or quiet retreat. Enjoy an OPEN FLOOR plan with soaring ceilings and magnificent water views that create a bright and inviting atmosphere throughout. Step outside to your own tropical oasis featuring: • A heated spa pool • Expansive Screened-in two-level lanai • PRIVATE DOCK with direct access to the community’s lagoon and canal system MiraBay’s 135-acre lagoon and scenic canals connect you to the stunning waters of Tampa Bay and the Gulf, making this truly a boater’s paradise. Additional highlights include: • Lush tropical landscaping • Expansive front porch • PGT Hurricane impact windows and doors • Low assumable flood insurance policy (under $1,600 for the most recent term) As a resident of MiraBay, enjoy resort-style amenities at the beautiful clubhouse, including: • Year-round swimming with lap pool, waterslide, and splash pad • Café, fitness center, and sauna-equipped locker rooms • Tennis, pickleball, and basketball courts • Free kayak and paddleboard usage on the lagoon • A full calendar of events and activities for all ages Conveniently located less than 10 miles from I-75, you’re just minutes from Tampa Bay’s top dining, shopping, beaches, and entertainment. Nature lovers will appreciate the nearby 1,300-acre Wolf Branch Creek Preserve, offering a peaceful natural backdrop. Welcome home to waterfront elegance, comfort, and adventure.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,537
Sqft
0.2 ac
Lot size
2
Garage
2017
Year built
One
Levels
$413
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,955 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,955/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.3%
$/sqft vs Apollo Beach actives
$413 vs $227
Days on market
262 vs 56 typical
Where $413/sqft sits among the 395 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mirabay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Mirabay — neighborhood snapshot
Population
2,133
Median age
56
Median income
$98,381
Median home value
$406,778
Avg household
2
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
224 of 395
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 133% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 717 MANNS HARBOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$890,000
706 MANNS HARBOR DRIVE · same community
4 bd · 3 ba · 2,526 sqft · $352/sqft · 203 DOM
Sold · Dec ’25$910,000
721 MANNS HARBOR DRIVE · same community
3 bd · 3.5 ba · 2,569 sqft · $354/sqft · 6 DOM
Sold · Sep ’25$815,000
716 MANNS HARBOR DRIVE · same community
3 bd · 3.5 ba · 2,711 sqft · $301/sqft · 116 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 717 MANNS HARBOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 717 MANNS HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
717 MANNS HARBOR DRIVE FAQs
What would the monthly payment be for 717 MANNS HARBOR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,955/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 717 MANNS HARBOR DRIVE?+
The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 717 MANNS HARBOR DRIVE?+
The most recent tax bill on record (2024) was $20,697. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 717 MANNS HARBOR DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $1,049,000, this home is listed about 114% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 717 MANNS HARBOR DRIVE?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,049,000 runs 133% above the APOLLO BEACH 33572 median — but at 2,537 sqft it's also 20% larger than the typical Apollo Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
262 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,199,999, now $1,049,000 — a $151K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH SHORE · Laura Kelso. MLS #TB8444369.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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