Eric Chery
$1,069,000$1,229,0004 bd3 ba2,139 sqft$500 /sqft$6,810 /mo all-in ↓

6542 SIMONE SHORES CIRCLE, APOLLO BEACH, FL, 33572

Active779 days on marketListed Jun 6, 2024MLS #T3530326

Reduced $160KNew constructionWaterfrontPrivate poolSingle Family ResidenceHEMINGWAY ESTATES PH 1-A

Come see it

Upcoming open houses

Mon, Jul 27

10:00 AM – 3:00 PM

Hosted By Vick White-Please meet agent at the sales center- 6536 Simone Shores to access all homes

Fri, Jul 31

10:00 AM – 3:00 PM

Hosted By Vick White-Please meet agent at the sales center- 6536 Simone Shores to access all homes

About this home

6542 SIMONE SHORES CIRCLE

6542 Simone Shore Circle | The Marlin Floorplan 4 Beds | 3 Baths | 2-Car Garage | 2,139 Living Sq. Ft. | 12 ft Elevation Be the first to own this 2024 custom-built home by Bistro Builders in the waterfront community of Hemingway Estates. This single-story Marlin floorplan offers 4 bedrooms, 3 full baths, and a 2-car garage with unmatched upgrades inside and out. Enjoy modern smart home living, solar energy, and a private dock with quick access to the bay. Built with solid block construction and a stem wall foundation, this home stands at a 12 ft elevation. High-efficiency hurricane-rated windows, and fire-resistant, seamless hardware doors add safety and durability. The hurricane-rated, insulated garage doors, along with icynene spray foam insulation, help keep the home quiet and energy efficient. The home also features a hardwired internal and external security system with fingerprint and facial recognition entry. Inside, triple tray ceilings with custom lighting, and smooth-finish walls create a clean, modern look. The great room includes an electric fireplace, triple sliding glass doors, surround sound throughout, and built-in TV and sound system. Imported tile floors flow throughout the main living spaces. The kitchen is built for real cooks, with quartz countertops, a waterfall island, high-end gas appliances, a pot filler, a wine cooler, and two-tone custom cabinetry with organizational pull-down shelving. The dining room is filled with natural light and opens to the lanai. The private primary suite offers pool and canal views, custom lighting, and a large walk-in closet with a European organization system. The bathroom includes dual sinks, a jetted soaking tub, and a floor-to-ceiling tiled shower with multiple shower heads that adjust pressure, color, and temperature. Secondary bedrooms are oversized with tray ceilings and built-in custom closets. The split bedroom layout allows for privacy. The laundry room includes storage cabinets and countertop workspace. Smart home technology runs throughout the house—control solar, lights, thermostat, security, garage, and pool from your phone or the mounted iPads. Other standout features include floor-to-ceiling shower tile, tall bidet toilets with heating, and custom soffit, window, and baseboard lighting. The garage features epoxy flooring and a dedicated AC unit. Outside, heated saltwater pool and spa, and new seawall. The private dock with a 10,000 lb lift makes boating easy. Solar roof tiles with battery wall storage provide energy independence. The HOA includes lawncare, irrigation and landscaping. Located in Apollo Beach across from the Tampa Aquarium Turtle Rescue Center and near the Manatee Viewing Center, this home is close to shopping, dining, hospitals, highways, and schools.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,139

Sqft

0.24 ac

Lot size

2

Garage

2025

Year built

One

Levels

$500

Per sqft

Private poolWaterfrontFireplacePark/Greenbelt & Water viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Gas Water Heater · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Central Vacuum · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryGas Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofOther · Tile
ConstructionBlock · Concrete · Stucco
FoundationSlab · Stem Wall
ViewPark/Greenbelt · Water
FacesWest
ParkingDriveway · Ground Level · Off Street
ExteriorHurricane Shutters · Irrigation System · Lighting · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$265/mo
Taxes (2023)$2,589/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Yes
CommunityDeed Restrictions

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Public · Sewer Connected · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,810 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,768
PMI (est., until 20% equity)$401
Property tax — 2023 actual bill$216
HOA fee — from the listing$265
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $106,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $106,900
Interest rate6.00%
Loan term

Estimated payment

$6,810/mo

Principal & interest$5,768
PMI (est., until 20% equity)$401
Property taxes (actual bill)$216
HOA / condo fee$265
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$405KedgeAI estimate $513,201 · range $422K$626K$1.1M

vs edgeAI estimate

+108.3%

$/sqft vs HEMINGWAY ESTATES PH 1-A

$500 vs $438

Days on market

779 vs 56 typical

Where $500/sqft sits among the 8 homes for sale in HEMINGWAY ESTATES PH 1-A

1
1
1
3
1
1 · this home
$348–378$378–408$408–438$438–467$467–497$497+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Map of 6542 SIMONE SHORES CIRCLE

Drive times from this address

Downtown Tampa27 min
Tampa Int’l Airport (TPA)39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

6 of 8

HEMINGWAY ESTATES PH 1-A have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 138% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,069,000 $160K
Jun 6, 2024Listed at $1,229,000 · 779 days on market since
2025Built · HEMINGWAY ESTATES PH 1-A

Reality check

What actually sold near 6542 SIMONE SHORES CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6534 SIMONE SHORES CIRCLESold · Dec ’25

$1,035,000

6534 SIMONE SHORES CIRCLE · same community

4 bd · 3 ba · 2,139 sqft · $484/sqft · 123 DOM

6573 SIMONE SHORES CIRCLESold · Mar ’26

$300,000

6573 SIMONE SHORES CIRCLE · same community

4 bd · 3.5 ba · 2,641 sqft · $114/sqft · 38 DOM

6539 SIMONE SHORES CIRCLESold · Nov ’25

$419,400

6539 SIMONE SHORES CIRCLE · same community

4 bd · 3.5 ba · 2,660 sqft · $158/sqft · 60 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6542 SIMONE SHORES CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6542 SIMONE SHORES CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

6542 SIMONE SHORES CIRCLE FAQs

What would the monthly payment be for 6542 SIMONE SHORES CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,810/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6542 SIMONE SHORES CIRCLE?+

The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6542 SIMONE SHORES CIRCLE?+

The most recent tax bill on record (2023) was $2,589. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6542 SIMONE SHORES CIRCLE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $1,069,000, this home is listed about 118% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6542 SIMONE SHORES CIRCLE?+

Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,069,000 runs 138% above the APOLLO BEACH 33572 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

779 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,229,000, now $1,069,000 — a $160K cut. The full history is in the market section below.

Listing courtesy of 27NORTH REALTY · Shawna Calvert. MLS #T3530326.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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