2657 ONEIDA LOOP, KISSIMMEE, FL, 34747
Active108 days on marketListed Apr 3, 2026MLS #S5147106
About this home
2657 ONEIDA LOOP
Welcome to this beautifully maintained, fully furnished 4-bedroom, 3-bath pool home in the highly desirable Indian Creek community. Featuring a BRAND NEW ROOF (June 2026) and numerous recent updates, this move-in ready home offers the peace of mind buyers are looking for while providing the flexibility to serve as a primary residence, vacation home, or income-producing short-term rental. NO HOA, NO CDD, short-term rental zoning, and a location just minutes from Walt Disney World and Central Florida's top attractions make this property an exceptional opportunity for homeowners and investors alike. The spacious open floor plan features generous living and dining areas with direct access to the private screened pool and fully fenced backyard, creating the perfect setting for relaxing, entertaining, and enjoying Florida living year-round. The split-bedroom layout provides privacy for owners and guests, while the outdoor living space delivers the resort-style atmosphere buyers come to Florida to enjoy. Being sold fully furnished, this home is truly turnkey and ready for immediate use. Recent improvements include a NEW ROOF (June 2026), HVAC system (2023), pool heater (2023), pool pump (2023), interior paint (2025), tile flooring (2022), updated bathroom vanities (2022), and a beautifully renovated guest bathroom (2026). With so many of the major systems and expensive updates already completed, you can spend less time worrying about repairs and more time enjoying the home or generating rental income. Conveniently located near Disney, shopping, dining, golf courses, and major highways, this property combines location, flexibility, and long-term value. Whether you're searching for a full-time residence, seasonal getaway, vacation home, or investment property, this home is ready for its next owner. If you've been searching for a fully furnished pool home with the costly updates already completed, this is one you won't want to miss.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,791
Sqft
0.15 ac
Lot size
2
Garage
2001
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,748 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,748/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.5%
$/sqft vs Kissimmee actives
$267 vs $211
Days on market
108 vs 45 typical
Where $267/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Indian Creek, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$45,765/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,150/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
The Four Corners short-term market
▼ Softening48%
Occupancy
▼ 37% yr/yr
$325
Avg nightly rate
▲ 13% yr/yr
$38K/yr
Revenue per listing
$151
RevPAR
78 days
Booking lead time
5.7 nights
Avg stay
3
Typical min nights
11,479
Active rentals
▼ 20% supply
Seasonality — monthly occupancy
Peaks at 57% in Jul · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.
Where it sits
Inside Indian Creek
Drive times from this address
Indian Creek is a short-term-rental community. See the full guide →
Indian Creek — neighborhood snapshot
Population
550
Median age
36
Median income
$85,350
Median home value
$370,559
Avg household
3
Households w/ children
30%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$369K → $358K
Kissimmee median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
157 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the KISSIMMEE 34747 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 2657 ONEIDA LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$400,000
2509 LA JOLLA TRAIL · same community
4 bd · 3 ba · 1,767 sqft · $226/sqft · 213 DOM
Sold · Jun ’26$390,500
2511 LA JOLLA TRAIL · same community
4 bd · 3 ba · 1,760 sqft · $222/sqft · 51 DOM
Sold · Dec ’25$365,000
8057 SANTEE DRIVE · same community
3 bd · 2 ba · 1,228 sqft · $297/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2657 ONEIDA LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2657 ONEIDA LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
2657 ONEIDA LOOP FAQs
What would the monthly payment be for 2657 ONEIDA LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,748/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2657 ONEIDA LOOP?+
The most recent tax bill on record (2025) was $6,677. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 2657 ONEIDA LOOP be rented short-term?+
Yes — this home sits inside Indian Creek, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2657 ONEIDA LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $479,000, this home is listed about 26% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.
Which schools are assigned to 2657 ONEIDA LOOP?+
Westside K-8 School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$479,000 runs 20% above the KISSIMMEE 34747 median.
02Zoned for nightly rentals
Indian Creek is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Time on market is leverage
108 days on market against a Kissimmee median of 45 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $489,000, now $479,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CRISTALDI REALTY LLC · Terri Cristaldi. MLS #S5147106.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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