306 OAK TRACK RADIAL, OCALA, FL, 34472
Active1 days on marketListed Jul 24, 2026MLS #OM729011
About this home
306 OAK TRACK RADIAL
Welcome to the home you've been waiting for! Nestled on an oversized .31-acre lot in the highly desirable Silver Springs Shores area of Ocala, this beautifully updated 3-bedroom, 2-bathroom home offers the perfect combination of comfort, space, and modern style. From the moment you arrive, you'll appreciate the inviting curb appeal and warm atmosphere that make this property feel like home. Step inside to discover 1,861 square feet of thoughtfully designed living space filled with natural light and an open, welcoming layout that's perfect for both everyday living and entertaining. The spacious living room provides the ideal setting for cozy movie nights or hosting family and friends, while the formal dining room is ready for holiday gatherings and memorable dinners. At the heart of the home is a beautifully appointed kitchen featuring granite countertops, stainless steel appliances, abundant cabinetry, and generous counter space, making meal preparation a pleasure whether you're cooking for two or entertaining a crowd. The adjoining breakfast area creates the perfect spot to enjoy your morning coffee while planning the day ahead. When it's time to unwind, escape to the spacious primary suite, designed as your own private retreat. Enjoy walk-in closets and a luxurious en-suite bathroom complete with dual granite vanities, a relaxing soaking tub, and an oversized dual walk-in shower that brings a spa-like feel to your daily routine.Need extra space? The fully enclosed bonus room offers incredible flexibility and can easily serve as a home office, media room, playroom, fitness area, or guest retreat—tailored to fit your lifestyle. This home has been lovingly maintained and offers valuable updates for added peace of mind, including new A/C ductwork (2020) and a newer A/C system (2023), providing year-round comfort and efficiency. Step outside and imagine all the possibilities in your expansive backyard. With plenty of room to add a pool, create a beautiful garden, build an outdoor kitchen, or simply enjoy evenings under the Florida sky, this outdoor space is ready to become your personal oasis. Located within the desirable Lake Joy community, residents enjoy access to nearby parks and scenic ponds perfect for fishing, relaxing, and enjoying the outdoors—all while benefiting from an incredibly low HOA fee of just $14/ month. You'll also love the convenience of being just minutes from shopping, dining, schools, medical facilities, and everything you need just right around the corner.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,861
Sqft
0.31 ac
Lot size
2
Garage
1988
Year built
One
Levels
$148
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,281 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,281/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.5%
$/sqft vs SILVER SPGS SHORES UN 28
$148 vs $209
Days on market
1 vs 43 typical
Where $148/sqft sits among the 6 homes for sale in SILVER SPGS SHORES UN 28
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
3 of 6
SILVER SPGS SHORES UN 28 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 306 OAK TRACK RADIAL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$299,999
306 OAK LANE · same community
3 bd · 2 ba · 1,820 sqft · $165/sqft · 207 DOM
Sold · Sep ’25$206,000
311 OAK TRACK DRIVE · same community
3 bd · 2 ba · 1,806 sqft · $114/sqft · 2 DOM
Sold · Jan ’26$260,000
347 OAK LANE DRIVE · same community
3 bd · 2 ba · 1,672 sqft · $156/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 306 OAK TRACK RADIAL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 306 OAK TRACK RADIAL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
306 OAK TRACK RADIAL FAQs
What would the monthly payment be for 306 OAK TRACK RADIAL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,281/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 306 OAK TRACK RADIAL?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 306 OAK TRACK RADIAL?+
The most recent tax bill on record (2025) was $4,397. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 306 OAK TRACK RADIAL?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $274,999, this home is listed about 8% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 306 OAK TRACK RADIAL?+
Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC. MLS #OM729011.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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