
1111 HICKORY ROAD, OCALA, FL, 34472
Active32 days on marketListed Jun 25, 2026MLS #OM726989
About this home
1111 HICKORY ROAD
This 3-bedroom, 2-bath home sits directly on Silver Springs Shore's Lake Joy, with expansive water views from the screened lanai. The oversized .43-acre lot offers private lake access on a no-wake, trolling-motor-only lake suited for fishing, kayaking, and paddleboarding. Inside, 1,316 sq ft of open-concept living includes fresh interior paint, tile and carpet flooring, and abundant natural light throughout. Recent updates include a 2021 roof, 2020 AC system, and 2018 water heater. The backyard is shaded by a mature oak tree and backs directly to the lake. A 2-car attached garage and updated landscaping complete the exterior. HOA is $14/month (Lake Joy/Magic Lake POA). Located within the Silver Springs Shores MSTU — property owners have access to the Silver Springs Shores Community Center, including 3 swimming pools, basketball, tennis and pickleball courts, fitness center, and community and youth center. Also nearby: 0.8 mi to Shores Caribbean Market, 1.0 mi to Lake Weir High School, 1.1 mi to Emerald Shores Elementary School, and 1.2 mi to The Country Club at Silver Springs Shores public golf course. Zoned R-1 with county water and sewer — no well or septic. Approx. 10 miles to Downtown Ocala; minutes to Publix (2.9 mi) and Walmart (3.0 mi) on the SR 464 corridor. Includes floor plan and 3D Matterport tour.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,316
Sqft
0.43 ac
Lot size
2
Garage
1987
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,050 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,050/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.7%
$/sqft vs SILVER SPGS SHORES UN 28
$209 vs $192
Days on market
32 vs 43 typical
Where $209/sqft sits among the 6 homes for sale in SILVER SPGS SHORES UN 28
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
3 of 6
SILVER SPGS SHORES UN 28 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 1111 HICKORY ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$224,900
328 OAK TRACK RUN · same community
3 bd · 2 ba · 1,325 sqft · $170/sqft · 107 DOM
Sold · Feb ’26$110,000
329 OAK TRACK DRIVE · same community
3 bd · 2 ba · 1,342 sqft · $82/sqft · 114 DOM
Sold · Feb ’26$235,000
4 HICKORY TRACK TRACE · same community
3 bd · 2 ba · 1,274 sqft · $184/sqft · 319 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1111 HICKORY ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1111 HICKORY ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1111 HICKORY ROAD FAQs
What would the monthly payment be for 1111 HICKORY ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,050/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1111 HICKORY ROAD?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1111 HICKORY ROAD?+
The most recent tax bill on record (2025) was $1,630. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1111 HICKORY ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $274,900, this home is listed about 8% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1111 HICKORY ROAD?+
Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA ADVANTAGE REALTY GROUP · Aaron Zmek. MLS #OM726989.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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