9815 SW 92ND PLACE ROAD, OCALA, FL, 34481
Active123 days on marketListed Apr 3, 2026MLS #OM721708
About this home
9815 SW 92ND PLACE ROAD
UNIQUE, UPDATED & MOVE-IN READY – TURN-KEY HOME IN PREMIER 55+ COMMUNITY! BRAND NEW 2025 ROOF! Discover this beautifully customized Atwell model offering 2 bedrooms, 2 UPDATED baths, and a 2-car garage in the highly sought-after On Top of the World community in SW Ocala. Perfectly positioned on a premium lot with green space to the side and expansive privacy in the rear, this home delivers both comfort and tranquility. Step inside to an open-concept layout with sightlines straight through to the outdoor living space—creating an inviting, airy feel from the moment you enter. The spacious great room (18x18) is perfect for relaxing or entertaining and opens to a brand-new 12x20 birdcage and paver patio (2022)—ideal for grilling or enjoying peaceful Florida evenings. The kitchen has been thoughtfully updated with new countertops, custom backsplash, deep sink, upgraded faucet, and gas appliances—making it both stylish and functional. Enjoy a split-bedroom floor plan for added privacy. The guest suite features brand-new LVP flooring and a fully updated bath with a granite vanity, comfort-height toilet, and modern finishes. The primary suite, tucked away in the rear, offers a large walk-in closet and an upgraded en suite bath with new granite vanity, step-in shower, and added storage. Additional highlights include: NO carpet – brand-new LVP in bedrooms, NO popcorn ceilings, Updated lighting and ceiling fans throughout, HVAC systems (2017 & 2019), Custom stacked stone landscaping and charming front porch. This home is being sold turn-key (excluding select personal items), making it truly move-in ready—just bring your suitcase and start enjoying the Florida lifestyle. The monthly HOA fee includes basic Spectrum cable, roof repair & maintenance, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling, gated community and all the amenities that OTOW has to offer; four community pools that are like resorts (The Summitt is BRAND NEW) and 1 inside pool, two state of the art fitness centers, pickleball, billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, several dog parks, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to three shopping centers.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,462
Sqft
0.2 ac
Lot size
2
Garage
2005
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,393 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,393/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.1%
$/sqft vs ON TOP OF THE WORLD
$163 vs $149
Days on market
123 vs 48 typical
Where $163/sqft sits among the 238 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
113 of 238
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 9815 SW 92ND PLACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$197,500
9275 SW 97TH LANE UNIT B · same community
2 bd · 2 ba · 1,470 sqft · $134/sqft · 36 DOM
Sold · Dec ’25$158,900
9575 SW 92ND STREET ROAD · same community
2 bd · 2 ba · 1,414 sqft · $112/sqft · 7 DOM
Sold · Dec ’25$131,000
2360 WORLD PARKWAY BOULEVARD UNIT 38 · same community
2 bd · 2 ba · 1,400 sqft · $94/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9815 SW 92ND PLACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9815 SW 92ND PLACE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
9815 SW 92ND PLACE ROAD FAQs
What would the monthly payment be for 9815 SW 92ND PLACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,393/mo — principal and interest, the actual property-tax bill, the $479/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9815 SW 92ND PLACE ROAD?+
The association fee works out to $479 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9815 SW 92ND PLACE ROAD?+
The most recent tax bill on record (2025) was $2,891. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9815 SW 92ND PLACE ROAD?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $239,000, this home is listed about 20% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9815 SW 92ND PLACE ROAD?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
123 days on market against a Ocala median of 48 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $242,500, now $239,000 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S · Patti Doty. MLS #OM721708.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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