2192 SWEDISH DRIVE UNIT 26, CLEARWATER, FL, 33763
Active99 days on marketListed Apr 16, 2026MLS #TB8498725
About this home
2192 SWEDISH DRIVE UNIT 26
Virtually Staged. Gorgeous 2 bed 2.5 bath in Clearwater's premier 55+ community, On Top of the World. This unit is in one of the rare 2 story buildings and offers an OPEN FLOOR PLAN, VAULTED CEILINGS and a bright, sunny feel. The building is surrounded by luscious greenery, walking trails and a nearby lake that adds to the abundance of the area's feeling of nature. Upon entering the unit you will be greeted with the bright, open floor plan which features LUXURY VINYL PLANK FLOORING in the living and formal dining spaces. The tiled kitchen features STAINLESS STEEL APPLIANCES, a TILED BACKSPLASH and a WATER FILTRATION SYSTEM. The living space adjacent to the kitchen has a BAY WINDOW with a gorgeous view that floods the area with Florida sunshine. This unit has a dedicated UTILITY ROOM with a washer and dryer and a newer AC (2021). The primary bedroom is an EN SUITE with generously sized with DOUBLE WALK IN CLOSETS. The second bedroom is also an EN SUITE with an ADDITIONAL WALK IN CLOSET and a soothing walk-in, WHIRL POOL STYLE TUB. On Top of the World delivers resort-style living with TWO EXCLUSIVE GOLF COURSES, 9 and 18 holes, TWO HEATED SWIMMING POOLS, tennis, pickleball, a fitness center, DOG PARK, horseshoe pits, lawn bowling, and shuffleboard. A grand ballroom hosts live music and events, and an on-site café offers take-and-bake meals. On Top of the World has over 100 clubs and activities. Ideally located near Dunedin’s beaches, Clearwater Beach, upscale shopping, healthcare, and Tampa International and St. Pete/Clearwater Airports. Seize this chance for luxurious, active living in a vibrant community, SAFELY OUTSIDE FLOOD AND EVACUATION ZONES. 35% down required by OTOW if financing. Schedule your showing today
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,650
Sqft
0 ac
Lot size
1992
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,693 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,693/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.7%
$/sqft vs ON TOP OF THE WORLD
$161 vs $150
Days on market
99 vs 47 typical
Where $161/sqft sits among the 247 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33763 — neighborhood snapshot
Population
21,278
Median age
53.8
Median income
$53,552
Median home value
$215,900
Avg household
2.12
Households w/ children
1,898
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
115 of 247
ON TOP OF THE WORLD have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% above the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2192 SWEDISH DRIVE UNIT 26
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$155,000
8959 SW 96TH LANE UNIT A · same community
2 bd · 2 ba · 1,728 sqft · $90/sqft · 124 DOM
Sold · Dec ’25$340,000
10414 SW 105TH TERRACE · same community
2 bd · 2 ba · 1,767 sqft · $192/sqft · 5 DOM
Sold · Dec ’25$197,500
9275 SW 97TH LANE UNIT B · same community
2 bd · 2 ba · 1,470 sqft · $134/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2192 SWEDISH DRIVE UNIT 26 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2192 SWEDISH DRIVE UNIT 26 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
2192 SWEDISH DRIVE UNIT 26 FAQs
What would the monthly payment be for 2192 SWEDISH DRIVE UNIT 26?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,693/mo — principal and interest, the actual property-tax bill, the $553/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2192 SWEDISH DRIVE UNIT 26?+
The association fee works out to $553 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2192 SWEDISH DRIVE UNIT 26?+
The most recent tax bill on record (2025) was $3,629. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2192 SWEDISH DRIVE UNIT 26?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $265,000, this home is listed about 4% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2192 SWEDISH DRIVE UNIT 26?+
Dunedin High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$265,000 runs 66% above the CLEARWATER 33763 median — but at 1,650 sqft it's also 31% larger than the typical Clearwater listing.
02Know the monthly fee
The association fee is $553/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
99 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dunedin High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $275,000, now $265,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PRISTINE FLORIDA PROPERTIES LLC · Anna Smith. MLS #TB8498725.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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