Eric Chery
$3,2003 bd2 ba1,903 sqft$2 /sqft$183 /mo all-in ↓

5007 RIVER GEM AVENUE, WINDERMERE, FL, 34786

Active10 days on marketListed Jul 14, 2026MLS #O6424829

Priced 100% below the WINDERMERE 34786 medianSingle Family ResidenceSUMMERPORT PH 03

About this home

5007 RIVER GEM AVENUE

Welcome to the perfect rental home in the desirable community of Summerport! This home has it all as it sits on a corner lot, has both a front porch and screened-in back porch, fully fenced in lush backyard (lawn care included!) with paver patio and much more! Inside you're greeted by what could be a formal living room or dining room space and from there enter the fully loaded kitchen with LG appliances including a full-sized fridge/freezer, gas range, microwave and dishwasher. Plenty of cabinet storage and a pantry for all your kitchen gadgets. Beyond the kitchen is the spacious family room with sliding glass doors leading to your screened back patio area. Off of the family room is access to the primary bedroom with ensuite bathroom which includes both a walk in shower, garden tub and double vanity! Down the hall is your laundry with washer and dryer included, the 2 secondary bedrooms and an additional full-sized bathroom. Lots of wonderful details about this home including the tray ceilings, crown molding, newer roof, new GAS water heater, new A/C and compressor, new carpeting in all living areas and luxury vinyl plank in the bathrooms. The Summerport community has amenities for everyone - a community pool, club house, tennis courts, basketball courts, a full fitness center, walking trails plus periodic events for the whole family. This home is close to all major highways, dining, shopping and entertainment. Prospects must view the home prior to applying. Tenant requirements include: minimum gross household income of 2.5x the monthly rent amount, a favorable background and credit screening, favorable rental history and references, proof of income/employment. A security deposit (same as rent) is due upon applicant approval to mark listing as Pending. First month rent and last month's rent are due 7 days prior to lease start date. The owner does not allow smoking in or around the home. Tenants are required to provide proof of renter's insurance. Tenants are responsible to pay all utilities and put in their name, where applicable. Please review these requirements BEFORE requesting a showing. After viewing, listing agent will provide application link, upon request. If a tenant-prospect chooses to apply for one of our rental properties, that DOES NOT guarantee that the prospect's application will be approved. The application fee is NON-REFUNDABLE. Tenant approval is contingent on a lease start date within 30 days of approval.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,903

Sqft

0.18 ac

Lot size

2

Garage

2005

Year built

One

Levels

$2

Per sqft

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Exhaust Fan · Freezer · Gas Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

ExteriorIrrigation System · Rain Gutters · Sidewalk

Community & fees

PetsNo
CommunityDock · Fishing · Clubhouse · Pool · Tennis Court(s)

Utilities & systems

UtilitiesNatural Gas Connected · Sewer Connected · Water Connected

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$183 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$19
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $112Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $112
Interest rate6.00%
Loan term

Estimated payment

$183/mo

Principal & interest$19
FHA mortgage insurance (est.)$1
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Windermere actives

$2 vs $349

Days on market

10 vs 32 typical

Where $2/sqft sits among the 240 Windermere actives

0 · this home
131
53
30
9
17
$2–190$190–378$378–566$566–754$754–942$942+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Summerport

Map of 5007 RIVER GEM AVENUE inside its neighborhood boundary

Drive times from this address

Walt Disney World24 min
Downtown Orlando24 min
Universal Orlando26 min
Orlando Int’l Airport (MCO)38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Windermere. See the full Windermere guide →

Summerport — neighborhood snapshot

Population

4,110

Median age

39

Median income

$144,490

Median home value

$461,800

Avg household

4

Households w/ children

638

For the school run

Orange County School District

ElementaryKeenes Crossing Elementary★★★★★
HighWindermere High★★★★
MiddleBridgewater Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Windermere market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$839K$1.0M

Windermere median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

115 of 240

Windermere actives have cut their price

Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the WINDERMERE 34786 median. See the full Windermere market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $3,200 · 10 days on market since
2005Built · SUMMERPORT PH 03

Reality check

What actually sold near 5007 RIVER GEM AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5225 LEMON TWIST LANESold · Jun ’26

$480,000

5225 LEMON TWIST LANE · same community

3 bd · 2 ba · 1,700 sqft · $282/sqft · 5 DOM

13808 ANCILLA BOULEVARDSold · Jan ’26

$385,000

13808 ANCILLA BOULEVARD · same community

3 bd · 2.5 ba · 1,461 sqft · $264/sqft · 2 DOM

5018 RIVER GEM AVENUESold · May ’26

$750,000

5018 RIVER GEM AVENUE · same community

3 bd · 2.5 ba · 2,379 sqft · $315/sqft · 86 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5007 RIVER GEM AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5007 RIVER GEM AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

5007 RIVER GEM AVENUE FAQs

What would the monthly payment be for 5007 RIVER GEM AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $183/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 5007 RIVER GEM AVENUE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Windermere?+

At $3,200, this home is listed about 100% below the Windermere median of $1,099,500. The market section on this page shows how the area is trending.

Which schools are assigned to 5007 RIVER GEM AVENUE?+

Keenes Crossing Elementary (elementary), Windermere High (high), Bridgewater Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOST MANAGEMENT GROUP LLC · Lukasz Sokolowski. MLS #O6424829.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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