Eric Chery
$560,000$588,0004 bd2.5 ba2,547 sqft$220 /sqft$4,486 /mo all-in ↓

13118 SUNKISS LOOP, WINDERMERE, FL, 34786

Active139 days on marketListed Mar 2, 2026MLS #O6385211

Priced 30% below the WINDERMERE 34786 medianReduced $28KSingle Family ResidenceSUMMERPORT PH 03

About this home

13118 SUNKISS LOOP

Virtually Staged. 13118 Sunkiss Loop | Summerport, Windermere Located in the heart of Summerport, one of Windermere's most sought-after communities, this spacious two-story home offers over 2,500 square feet of thoughtfully designed living space with 4 bedrooms and 2.5 bathrooms. Recent updates make this home truly move-in ready. A new roof was installed in February 2025, along with fresh interior and exterior paint, new ceiling fans, new toilets, and brand new appliances throughout (washer and dryer excluded). All appliances convey with the sale. The layout is both functional and welcoming, featuring a formal living room and separate dining area well suited for entertaining. The first floor is finished with tile and laminate flooring, and the second floor carries laminate throughout for a clean, consistent feel from top to bottom. Out back, a screened porch with a paved patio and approximately 100 square feet of covered space provides the perfect setting for outdoor dining and relaxing Florida evenings. A two-car garage adds everyday convenience. Positioned close to major shopping, grocery stores, and retail, and zoned for highly rated schools, this home delivers the space, updates, and location that Windermere buyers are looking for.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,547

Sqft

0.16 ac

Lot size

2

Garage

2005

Year built

Two

Levels

$220

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesConvection Oven · Dishwasher · Disposal · Gas Water Heater · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Natural Gas

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesNortheast
ExteriorIrrigation System · Rain Gutters

Community & fees

HOA fee$130/mo
Taxes (2024)$7,821/yr
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Golf Carts OK · Park · Playground · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sprinkler Recycled
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,486 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,297
FHA mortgage insurance (est.)$248
Property tax — 2024 actual bill$652
HOA fee — from the listing$130
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,600
Interest rate6.00%
Loan term

Estimated payment

$4,486/mo

Principal & interest$3,297
FHA mortgage insurance (est.)$248
Property taxes (actual bill)$652
HOA / condo fee$130
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $560K
$538KedgeAI estimate $579,501 · range $576K$587K$611K

vs edgeAI estimate

−3.4%

$/sqft vs Windermere actives

$220 vs $348

Days on market

139 vs 32 typical

Where $220/sqft sits among the 234 Windermere actives

127 · this home
46
22
16
6
17
$220–372$372–523$523–675$675–827$827–978$978+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Summerport

Map of 13118 SUNKISS LOOP inside its neighborhood boundary

Drive times from this address

Walt Disney World23 min
Downtown Orlando25 min
Universal Orlando27 min
Orlando Int’l Airport (MCO)34 min

Get to know Windermere. See the full Windermere guide →

Summerport — neighborhood snapshot

Population

4,110

Median age

39

Median income

$144,490

Median home value

$461,800

Avg household

4

Households w/ children

638

For the school run

Orange County School District

ElementaryKeenes Crossing Elementary★★★★★
HighWindermere High★★★★
MiddleBridgewater Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Windermere market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$839K$1.0M

Windermere median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

115 of 234

Windermere actives have cut their price

Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% below the WINDERMERE 34786 median. See the full Windermere market guide →

Paper trail

This home's history

CurrentPrice reduced to $560,000 $28K
Mar 2, 2026Listed at $588,000 · 139 days on market since
2005Built · SUMMERPORT PH 03

Reality check

What actually sold near 13118 SUNKISS LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5018 RIVER GEM AVENUESold · May ’26

$750,000

5018 RIVER GEM AVENUE · same community

3 bd · 2.5 ba · 2,379 sqft · $315/sqft · 86 DOM

13609 ANCILLA BOULEVARDSold · Jun ’26

$700,000

13609 ANCILLA BOULEVARD · same community

4 bd · 3.5 ba · 3,360 sqft · $208/sqft · 87 DOM

5225 LEMON TWIST LANESold · Jun ’26

$480,000

5225 LEMON TWIST LANE · same community

3 bd · 2 ba · 1,700 sqft · $282/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13118 SUNKISS LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13118 SUNKISS LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

13118 SUNKISS LOOP FAQs

What would the monthly payment be for 13118 SUNKISS LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,486/mo — principal and interest, the actual property-tax bill, the $130/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13118 SUNKISS LOOP?+

The association fee works out to $130 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13118 SUNKISS LOOP?+

The most recent tax bill on record (2024) was $7,821. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13118 SUNKISS LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Windermere?+

At $560,000, this home is listed about 49% below the Windermere median of $1,099,500. The market section on this page shows how the area is trending.

Which schools are assigned to 13118 SUNKISS LOOP?+

Keenes Crossing Elementary (elementary), Windermere High (high), Bridgewater Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the WINDERMERE 34786 market on paper

$560,000 is 30% below the WINDERMERE 34786 median of $800,000, and at $220/sqft it sits under the Windermere average of $447.

02Time on market is leverage

139 days on market against a Windermere median of 32 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Keenes Crossing Elementary, Windermere High, Bridgewater Middle — Keenes Crossing Elementary rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $588,000, now $560,000 — a $28K cut. The full history is in the market section below.

Listing courtesy of ONE LUXURY INTERNATIONAL LLC · Desmond Garcia Llc. MLS #O6385211.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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