
2630 FRANKLIN ROAD, ST CLOUD, FL, 34771
Active7 days on marketListed Jul 13, 2026MLS #O6422764
About this home
2630 FRANKLIN ROAD
Welcome to this extraordinary CUSTOM-BUILT home, offered by the original owner and perfectly situated on a private 2.27-ACRES home site in Saint Cloud. Ideally located minutes from Lake Nona, Sunbridge, Medical City, Orlando International Airport, and major roadways, this exceptional residence offers the perfect balance of luxury, privacy, and convenience. A beautiful entrance with a PRIVATE GATE creates an impressive arrival, leading to 4,558 square feet of thoughtfully designed living space. From the moment you step inside, you'll be captivated by soaring 20-foot ceilings, crown molding, 8-foot doors, and custom craftsmanship throughout. Designed for both everyday living and entertaining, the open-concept floor plan features 4 spacious bedrooms, each with its own walk-in closet, 3.5 bathrooms, a private executive OFFICE, multiple living and gathering spaces, and a dedicated MOVIE ROOM equipped with Dolby 7 surround sound. The kitchen serves as the heart of the home, offering premium finishes, abundant cabinetry, expansive workspace, and seamless flow into the dining and family rooms. Privately positioned on the main level, the master bedroom offers dual vanities, an oversized walk-in shower, a freestanding cast-iron soaking tub, and two custom-designed walk-in closets. Upstairs, a spacious loft provides a flexible second living area, accompanied by additional bedrooms, well-appointed bathrooms, and the home's theater room. The exterior is equally impressive, featuring mature trees, a paved driveway, a OVERSIZED TWO-CAR GARAGE, and a dedicated RECREATIONAL VEHICLE CONCRETE PAD complete with utility hookups. Combining elegant design, exceptional craftsmanship, energy-efficient features, and an outstanding location, this remarkable residence presents a rare opportunity to enjoy luxury living in one of Central Florida's most desirable areas.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
4,558
Sqft
2.27 ac
Lot size
2
Garage
2014
Year built
Two
Levels
$292
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,365 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,365/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs N/A
$292 vs $283
Days on market
7 vs 33 typical
Where $292/sqft sits among the 399 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
174 of 399
N/A have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 214% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2630 FRANKLIN ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$950,000
4701 NE JACKSONVILLE ROAD · same community
5 bd · 4 ba · 3,320 sqft · $286/sqft · 130 DOM
Sold · Mar ’26$1,275,000
16422 SPRING VALLEY ROAD · same community
4 bd · 3 ba · 3,141 sqft · $406/sqft · 70 DOM
Sold · Dec ’25$595,000
17807 SW ARCHER ROAD · same community
4 bd · 2.5 ba · 2,964 sqft · $201/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2630 FRANKLIN ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2630 FRANKLIN ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
2630 FRANKLIN ROAD FAQs
What would the monthly payment be for 2630 FRANKLIN ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,365/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2630 FRANKLIN ROAD?+
The most recent tax bill on record (2025) was $6,351. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2630 FRANKLIN ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $1,330,000, this home is listed about 213% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2630 FRANKLIN ROAD?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,330,000 runs 214% above the ST CLOUD 34771 median — but at 4,558 sqft it's also nearly twice the size of the typical St Cloud listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 7 days on market in a St Cloud market that averages 33 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of VINAS DEL MAR REALTY, INC. · Delmarie Martinez. MLS #O6422764.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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