106 PINE TREE DRIVE, ORMOND BEACH, FL, 32174
Active16 days on marketListed Jul 2, 2026MLS #O6421643
About this home
106 PINE TREE DRIVE
Completely remodeled in 2022, this move-in-ready 4-bedroom, 2-bath home offers 2,076 square feet of thoughtfully updated living space on 1.59 private acres in Ormond Beach. Set approximately 200 feet off the road, the property provides exceptional privacy while remaining just minutes from Tomoka State Park, shopping, dining, schools. The beach is just 15 minutes away. The open-concept floor plan features skylights in the living room, an updated fireplace, and a beautifully renovated kitchen with quartz countertops, stainless steel appliances, a built-in wine cooler, and abundant cabinet space. Open plan concept with great room. The split-bedroom layout includes a sliding barn door that separates the guest wing for added privacy. The 2022 renovation includes a new HVAC system with all-new ductwork, new well, new septic system, new energy-efficient windows and doors, Hardie board siding. Renovated bathrooms, high-grade luxury vinyl plank flooring in the main living areas, and carpet in all bedrooms. Enjoy Florida living with a saltwater pool, 534-square-foot paver pool patio, irrigated St. Augustine lawn, RV and boat parking, a 650-square-foot oversized garage, and a separate laundry room. Surrounded by mature trees and highlighted by a magnificent oak tree at the entrance, this unique property combines modern updates, acreage, and privacy in one exceptional package.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,100
Sqft
1.59 ac
Lot size
2
Garage
1979
Year built
One
Levels
$309
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,255 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,255/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ormond Beach actives
$309 vs $236
Days on market
16 vs 41 typical
Where $309/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Village Of Pine Run
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
Village Of Pine Run — neighborhood snapshot
Population
335
Median age
55
Median income
$109,485
Median home value
$399,400
Avg household
2
Households w/ children
15%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
200 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 106 PINE TREE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$570,000
115 ADDISON DRIVE · same community
3 bd · 2 ba · 2,711 sqft · $210/sqft · 12 DOM
Sold · Apr ’26$480,000
5 VILLAGE DRIVE · same community
5 bd · 5 ba · 2,776 sqft · $173/sqft · 13 DOM
Sold · Jan ’26$423,000
33 WILD FERN LANE
4 bd · 2 ba · 2,123 sqft · $199/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 106 PINE TREE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 106 PINE TREE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
106 PINE TREE DRIVE FAQs
What would the monthly payment be for 106 PINE TREE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,255/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 106 PINE TREE DRIVE?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 106 PINE TREE DRIVE?+
The most recent tax bill on record (2024) was $4,132. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 106 PINE TREE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $649,000, this home is listed about 53% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 106 PINE TREE DRIVE?+
Ormond Beach Middle School (middle), Pine Trail Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$649,000 runs 62% above the ORMOND BEACH 32174 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Ormond Beach Middle School, Pine Trail Elementary School, Seabreeze High School — Pine Trail Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of YOU HAVE REALTY LLC · Viv Lehman. MLS #O6421643.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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