Eric Chery
$1,250,0003 bd2.5 ba2,573 sqft$486 /sqft$8,026 /mo all-in ↓

4460 RUNWAY LANE, ST CLOUD, FL, 34772

Active31 days on marketListed Jun 22, 2026MLS #O6417205

Private poolSingle Family ResidenceS L & I C

About this home

4460 RUNWAY LANE

Welcome to this custom-built Spanish-style estate nestled on nearly five fully fenced acres in St. Cloud, offering a rare blend of luxury, privacy, aviation access, and equestrian amenities. Built in 2011, this thoughtfully designed home features 3 bedrooms, 2.5 bathrooms, a dedicated home office, vaulted ceilings, and an open-concept floor plan ideal for both everyday living and entertaining. Hard-surface flooring throughout complements the home's timeless architecture and custom finishes. Step outside to your own private retreat featuring a spacious covered lanai, resort-style pool, and hot tub surrounded by peaceful countryside views. Designed with both pilots and horse enthusiasts in mind, the property includes a 40' x 50' aircraft hangar with access to the private grass runway at 72FL Gator Airpark, as well as a three-stall horse barn complete with separate feed and tack rooms, fenced pastures, and paddocks. Additional features include a 3-car garage, well and septic systems, and a roof replaced five years ago. Conveniently located just 23 miles from Orlando International Airport, 30 miles from Downtown Orlando, and less than one mile from the nearest public lake boat ramp, this unique estate offers the perfect balance of rural tranquility and accessibility. Runway use is subject to existing agreements and cooperation among adjacent property owners. Whether you're seeking a private aviation lifestyle, an equestrian property, or simply room to spread out and enjoy Central Florida living, this exceptional estate presents a truly one-of-a-kind opportunity.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,573

Sqft

4.49 ac

Lot size

3

Garage

2011

Year built

One

Levels

$486

Per sqft

Private poolPets allowed

Inside

FlooringEngineered Hardwood
AppliancesConvection Oven · Dishwasher · Disposal · Microwave
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationBlock · Slab
FacesNorth
ParkingAirplaneHangar · Driveway · Garage Door Opener · Garage Faces Side · Ground Level · Oversized · Workshop in Garage
ExteriorFrench Doors · Irrigation System · Private Entrance · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$7,824/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available · Natural Gas Available · Propane · Public · Sprinkler Well
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,026 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,745
PMI (est., until 20% equity)$469
Property tax — 2025 actual bill$652
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $125,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $125,000
Interest rate6.00%
Loan term

Estimated payment

$8,026/mo

Principal & interest$6,745
PMI (est., until 20% equity)$469
Property taxes (actual bill)$652
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$809KedgeAI estimate $851,405 · range $843K$872K$1.3M

vs edgeAI estimate

+46.8%

$/sqft vs S L & I C

$486 vs $326

Days on market

31 vs 33 typical

Where $486/sqft sits among the 38 homes for sale in S L & I C

6
10
11
4
3
4 · this home
$216–268$268–319$319–371$371–422$422–474$474+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 4460 RUNWAY LANE

Drive times from this address

Universal Orlando51 min
Orlando Int’l Airport (MCO)51 min
Walt Disney World52 min
Downtown Orlando52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementaryHickory Tree Elementary School★★★★★
MiddleSt. Cloud Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

19 of 38

S L & I C have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 238% above the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

Jun 22, 2026Listed at $1,250,000 · 31 days on market since
2011Built · S L & I C

Reality check

What actually sold near 4460 RUNWAY LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4272 LA SALLE AVENUESold · Mar ’26

$739,999

4272 LA SALLE AVENUE · same community

4 bd · 2.5 ba · 2,582 sqft · $287/sqft · 181 DOM

3355 WESTSHORE DRIVESold · May ’26

$1,100,000

3355 WESTSHORE DRIVE · same community

4 bd · 3 ba · 2,487 sqft · $442/sqft · 0 DOM

4475 BRADY RD.Sold · Jan ’26

$875,000

4475 BRADY RD. · same community

3 bd · 2.5 ba · 2,682 sqft · $326/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4460 RUNWAY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4460 RUNWAY LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

4460 RUNWAY LANE FAQs

What would the monthly payment be for 4460 RUNWAY LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,026/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4460 RUNWAY LANE?+

The most recent tax bill on record (2025) was $7,824. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4460 RUNWAY LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $1,250,000, this home is listed about 194% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4460 RUNWAY LANE?+

Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LIFESTYLE INTERNATIONAL REALTY · Jennifer Bolanos. MLS #O6417205.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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