Eric Chery
$875,000$898,0003 bd3 ba1,884 sqft$464 /sqft$5,530 /mo all-in ↓

2925 GODWIN ROAD, ST CLOUD, FL, 34772

Active119 days on marketListed Mar 26, 2026MLS #O6391013

Reduced $23KPrivate poolSingle Family ResidenceS L & I C

About this home

2925 GODWIN ROAD

One Year HOME WARRANTY provided by seller. Welcome to your own private countryside retreat in St. Cloud, where peaceful living and equestrian charm come together on a breathtaking 5-acre estate. This warm and inviting 3-bedroom, 3-bath home with a 2-car garage is perfectly nestled among sprawling, fenced grounds designed for both relaxation and functionality. From the moment you arrive, you’ll feel the serenity of this property—complete with three separate paddocks, a well-appointed barn featuring three stables, a tack room, and electric, making it ideal for horse enthusiasts or hobby farmers alike. Step inside to find a thoughtfully maintained home filled with character and comfort. The kitchen showcases beautiful hickory cabinetry, solid surface countertops, and ample space for gathering. Two bathrooms have been completely renovated, while the primary suite offers a true escape with a luxurious soaker tub—perfect for unwinding after a long day. Outdoors, your private oasis awaits. Enjoy sunny Florida days in the screened-in pool and spa, or take in the scenic views from every angle of the property. A fully stocked pond with bass and a charming fountain adds to the tranquil setting, while additional features like a workshop, shed, and chicken coop provide versatility and endless possibilities. This property has been meticulously cared for, with major updates including a 50-year metal roof installed in 2005, re-plumbing in 2017, freshly stripped and re-stained cedar siding, and a whole-house generator for peace of mind. Manual zoned irrigation keeps the entire property lush and thriving, supported by two water heaters for added efficiency. Whether you're seeking a functional equestrian property or simply a private, nature-filled escape, this exceptional home offers the perfect blend of rural beauty and modern comfort—all just a short drive from everyday conveniences. Come experience the lifestyle you’ve been dreaming of—your slice of Florida paradise awaits. One YEAR HOME WARRANTY AND BRAND NEW 54" BAD BOY LAWNMOWER FOR ACREAGE INCLUDED

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,884

Sqft

4.9 ac

Lot size

2

Garage

1994

Year built

One

Levels

$464

Per sqft

Private poolFireplaceTrees/Woods viewPets allowed

Inside

FlooringBamboo · Ceramic Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Range · Refrigerator · Washer · Water Filtration System · Water Softener
InteriorAttic Ventilator · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionCedar · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesWest
ExteriorFire Pit · French Doors · Garden · Irrigation System · Lighting · Outdoor Shower · Private Yard · Rain Gutters · RV Hookup

Community & fees

Taxes (2025)$3,841/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Private
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,530 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property tax — 2025 actual bill$320
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $87,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $87,500
Interest rate6.00%
Loan term

Estimated payment

$5,530/mo

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property taxes (actual bill)$320
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside St Cloud

Map of 2925 GODWIN ROAD

Drive times from this address

Universal Orlando48 min
Orlando Int’l Airport (MCO)48 min
Walt Disney World49 min
Downtown Orlando49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementaryHickory Tree Elementary School★★★★★
MiddleSt. Cloud Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 136% above the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $875,000 $23K
Mar 26, 2026Listed at $898,000 · 119 days on market since
1994Built · S L & I C

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2925 GODWIN ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2925 GODWIN ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

2925 GODWIN ROAD FAQs

What would the monthly payment be for 2925 GODWIN ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,530/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2925 GODWIN ROAD?+

The most recent tax bill on record (2025) was $3,841. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2925 GODWIN ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $875,000, this home is listed about 106% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2925 GODWIN ROAD?+

Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$875,000 runs 136% above the ST CLOUD 34772 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

119 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $898,000, now $875,000 — a $23K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Shannon Musgrave LLC. MLS #O6391013.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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