3292 E PORTER STREET, INVERNESS, FL, 34453
Active430 days on marketListed May 21, 2025MLS #O6310603
About this home
3292 E PORTER STREET
COMPLETE AND MOVE-IN READY — and the builder is now offering up to $7,500 toward buyer closing costs (restrictions apply, see agent), an incentive that on this home effectively covers the closing in full. Ditch the cookie-cutter "production" builds and the restrictions of an HOA. Welcome to the Sabal Palm — a brand-new, concrete block sanctuary where custom-level quality meets total residential freedom. Positioned intelligently toward the front of a generous 0.22-acre lot, this home is engineered for those who value structural integrity and a massive, private backyard. The North-facing entrance bathes the interior in soft, natural light throughout the day, keeping the home bright and airy without the overbearing Florida heat. Inside, an open-concept layout punches well above its weight class. The chef-inspired kitchen anchors the home with a sleek breakfast bar and more cabinetry than many homes twice its size — finally a place for every gadget and a hub for every gathering. Quality is felt the moment you step inside: solid masonry, BATT insulation, and Low-E windows make the interior whisper-quiet and exceptionally energy-efficient. Outside, the sodded backyard is a true blank canvas with plenty of room for a workshop, boat storage, or a private garden — all without an HOA. Located on a quiet street just 10 minutes from Inverness shopping, dining, and trails. Move in with total confidence behind a 3/10 Year Home Builder's Warranty. Schedule your tour today and experience the difference.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,076
Sqft
0.22 ac
Lot size
2025
Year built
Multi/Split
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,684 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,684/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32%
$/sqft vs Inverness actives
$223 vs $179
Days on market
430 vs 25 typical
Where $223/sqft sits among the 194 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34453 — neighborhood snapshot
Population
10,473
Median age
53.5
Median income
$58,064
Median home value
$174,500
Avg household
2.21
Households w/ children
905
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$240K → $270K
Inverness median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
90 of 194
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 380% above the INVERNESS 34453 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 3292 E PORTER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$215,000
171 N CROFT AVENUE · same community
2 bd · 2 ba · 1,120 sqft · $192/sqft · 238 DOM
Sold · Dec ’25$130,000
671 N CROFT AVENUE · same community
2 bd · 1 ba · 1,144 sqft · $114/sqft · 4 DOM
Sold · Jul ’26$222,500
671 N FITZPATRICK AVENUE · same community
3 bd · 2 ba · 1,294 sqft · $172/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3292 E PORTER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3292 E PORTER STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3292 E PORTER STREET FAQs
What would the monthly payment be for 3292 E PORTER STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,684/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3292 E PORTER STREET?+
The most recent tax bill on record (2024) was $87. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3292 E PORTER STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Inverness?+
At $239,700, this home is listed about 7% below the Inverness median of $258,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3292 E PORTER STREET?+
Hernando Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$239,700 runs 380% above the INVERNESS 34453 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
430 days on market against a Inverness median of 25 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $247,700, now $239,700 — a $8K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NEXTHOME NEIGHBORHOOD REALTY · Brenden Rendo. MLS #O6310603.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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