3404 E MURRAY STREET, INVERNESS, FL, 34453
Active43 days on marketListed Jun 11, 2026MLS #W7886655
About this home
3404 E MURRAY STREET
GREAT LOCATION!!! Perfect spot to build your dream home or investment property in the heart of Inverness—a peaceful and growing community known for its small-town charm and natural beauty. This 0.22-acre lot sits in a quiet neighborhood surrounded by mature trees and established homes, offering privacy and tranquility while still being close to everything you need. Enjoy the convenience of nearby shopping, restaurants, schools, and medical facilities, plus easy access to outdoor recreation like the Withlacoochee State Trail, Inverness Lake, and Crystal River for fishing, kayaking, and boating. Easy access to Hwy 44 and US-41 for quick commutes -Power and water available nearby (verify with county) -Quiet neighborhood with established and new construction homes -No HOA fees or deed restrictions Whether you’re looking to build now or hold for future investment, this property is a great opportunity in one of Citrus County’s most sought-after areas.
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$347 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$347/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34453 — neighborhood snapshot
Population
10,473
Median age
53.5
Median income
$58,064
Median home value
$174,500
Avg household
2.21
Households w/ children
905
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$240K → $270K
Inverness median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% below the INVERNESS 34453 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 3404 E MURRAY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$215,000
171 N CROFT AVENUE · same community
2 bd · 2 ba · 1,120 sqft · $192/sqft · 238 DOM
Sold · Dec ’25$130,000
671 N CROFT AVENUE · same community
2 bd · 1 ba · 1,144 sqft · $114/sqft · 4 DOM
Sold · Jul ’26$222,500
671 N FITZPATRICK AVENUE · same community
3 bd · 2 ba · 1,294 sqft · $172/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3404 E MURRAY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3404 E MURRAY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3404 E MURRAY STREET FAQs
What would the monthly payment be for 3404 E MURRAY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $347/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3404 E MURRAY STREET?+
The most recent tax bill on record (2025) was $153. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $27,500, this home is listed about 89% below the Inverness median of $258,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3404 E MURRAY STREET?+
Hernando Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOME LAND REAL ESTATE INC · Carrie Pina. MLS #W7886655.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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