7 ARBOR TRACE UNIT 2, PALM COAST, FL, 32137
Active20 days on marketListed Jul 1, 2026MLS #FC319413
About this home
7 ARBOR TRACE UNIT 2
Location! Location! Two minutes walk to Island Walk shopping center. Across the street from the community pool. Maintenance free living makes life easy. Three bedroom unit with double garage. Split plan with primary bedroom and ensuite at the front of the unit and two bedrooms and second bathroom at the back. Private backyard. Sunny florida room at the back which catches all the sun. Residents have access to a private community pool. All exterior maintenance, common ground maintenance and pest control covered by the HOA making life stress free,
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,369
Sqft
0.04 ac
Lot size
2
Garage
2002
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,491 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,491/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.7%
$/sqft vs Palm Coast actives
$196 vs $224
Days on market
20 vs 47 typical
Where $196/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
168 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 7 ARBOR TRACE UNIT 2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$285,000
75 VERANDA WAY UNIT 75 · same community
3 bd · 2 ba · 1,369 sqft · $208/sqft · 17 DOM
Sold · Mar ’26$280,000
41 VERANDA WAY UNIT 41 · same community
3 bd · 2 ba · 1,369 sqft · $205/sqft · 102 DOM
Sold · Jun ’26$285,000
79 VERANDA WAY UNIT 67 · same community
3 bd · 2 ba · 1,369 sqft · $208/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7 ARBOR TRACE UNIT 2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7 ARBOR TRACE UNIT 2 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
7 ARBOR TRACE UNIT 2 FAQs
What would the monthly payment be for 7 ARBOR TRACE UNIT 2?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,491/mo — principal and interest, the actual property-tax bill, the $509/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7 ARBOR TRACE UNIT 2?+
The association fee works out to $509 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7 ARBOR TRACE UNIT 2?+
The most recent tax bill on record (2025) was $1,428. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7 ARBOR TRACE UNIT 2?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $269,000, this home is listed about 32% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7 ARBOR TRACE UNIT 2?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32137 market on paper
$269,000 is 29% below the PALM COAST 32137 median of $378,990, and at $196/sqft it sits under the Palm Coast average of $257.
02Know the monthly fee
The association fee is $509/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXECUTIVES OCEANSIDE · Catriona Duffy. MLS #FC319413.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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