28 VERANDA WAY UNIT 28, PALM COAST, FL, 32137
Active131 days on marketListed Mar 15, 2026MLS #FC316670
About this home
28 VERANDA WAY UNIT 28
One or more photo(s) has been virtually staged. This inviting single-story home features an open floor plan connecting the kitchen, dining, and living areas; creating a bright and welcoming space for everyday living and entertaining. An adjoining sunroom provides the perfect spot to relax and enjoy natural light year-round. The well-appointed kitchen offers ample cabinetry and stainless steel appliances. The spacious primary suite features a large walk-in closet and an en-suite bathroom with a walk-in shower for added comfort. The laundry room and two-car garage with electric screen are practical perks. Residents can enjoy access to a private community pool, while the HOA handles exterior maintenance, pest control, building insurance, internet, and landscaping; allowing for easy, low-maintenance living. Ideally located just minutes from the Flagler beaches, this home offers convenient access to shopping, a variety of restaurants, and all the necessities of every day. Positioned between St. Augustine and Daytona Beach, you'll also enjoy quick access to beautiful beaches, parks, shopping, dining, and year-round entertainment.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,369
Sqft
0.04 ac
Lot size
2
Garage
2003
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,970 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,970/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4%
$/sqft vs Palm Coast actives
$191 vs $223
Days on market
131 vs 47 typical
Where $191/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
172 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 28 VERANDA WAY UNIT 28
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$285,000
75 VERANDA WAY UNIT 75 · same community
3 bd · 2 ba · 1,369 sqft · $208/sqft · 17 DOM
Sold · Jun ’26$285,000
79 VERANDA WAY UNIT 67 · same community
3 bd · 2 ba · 1,369 sqft · $208/sqft · 10 DOM
Sold · Mar ’26$280,000
41 VERANDA WAY UNIT 41 · same community
3 bd · 2 ba · 1,369 sqft · $205/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 28 VERANDA WAY UNIT 28 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 28 VERANDA WAY UNIT 28 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
28 VERANDA WAY UNIT 28 FAQs
What would the monthly payment be for 28 VERANDA WAY UNIT 28?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,970/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 28 VERANDA WAY UNIT 28?+
The most recent tax bill on record (2025) was $1,824. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 28 VERANDA WAY UNIT 28?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $262,000, this home is listed about 34% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 28 VERANDA WAY UNIT 28?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$262,000 is 31% below the PALM COAST 32137 median of $379,900, and at $191/sqft it sits under the Palm Coast average of $257.
02Time on market is leverage
131 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $299,000, now $262,000 — a $37K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES · Carmella Fowkes. MLS #FC316670.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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