Eric Chery
$310,000$359,0003 bd2 ba2,240 sqft$138 /sqft$2,736 /mo all-in ↓

30 WINDWARD DRIVE, FLAGLER BEACH, FL, 32136

Active700 days on marketListed Aug 18, 2024MLS #FC303189

Priced 31% below the FLAGLER BEACH 32136 medianReduced $49KManufactured HomeBEVERLY BEACH SURFSIDE ESTATES

About this home

30 WINDWARD DRIVE

If you have been waiting to find a large home with lots of space look no further! This elevated triple wide manufactured home offers 2240 sqft, sits on a high and dry lot and backs up to a beautiful community garden lot. This is the largest home in Surfside Estates! All of the rooms in this home are large, it has high ceilings throughout, an open floor plan and lots of windows for an abundance of natural light! The dining room is big enough for a grand table to entertain all of your family and friends, and has a lovely built-in china cabinet to display all of your special china and Knick knacks! The kitchen has a counter bar so you can keep the Chef company, a built-in oven, cooktop stove, center island while still leaving plenty of room for a small kitchen table and chairs. The living room has the perfect wall for that big TV you have always wanted! The primary bedroom has tray ceilings with two extra large walk-in closets. En-suite bathroom has a garden tub, walk-in shower, double sinks with a vanity space and built-in wall cabinets. Both secondary bedrooms are also large and both have walk-in closets. There is a 12x14 enclosed Florida Room complete with an A/C mini-split unit to keep that space cool so you can enjoy it year round. Surfside Estates is a Resident Owned Community which means there is no lot rent! When you purchase your home you own a share of this beautiful beachside community. This home sits on 2 lots so you will own 2 shares which are included in the price of this home. Roof replaced in 2016, A/C replaced in 2024. The monthly maintenance fee is $440/month and includes wi-fi, internet, cable, yard maintenance, management and use of all the facilities. There is an inground heated/cooled pool, fitness room, library, shuffleboard court and rooftop deck. The Social Club offers many activities to get involved as much or as little as you like. Friday night bingo, men's and lady's cards, pool tables and large screen TV for all your sporting events. Walk to the beach across the street or ride your bike or golf cart to one of the 2 docks to enjoy fishing or just relax and enjoy sunsets as you watch the boats and dolphins go by. There is kayak storage, a BBQ Pit and gazebo with a view of the Intracoastal Waterway. The quaint neighboring town of Flagler Beach is just a few minutes down the road, where you will find a variety of shops and restaurants to choose from. Just over the bridge you will find plenty of shopping, restaurants, hospital and doctors. Welcome to Paradise!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,240

Sqft

0.13 ac

Lot size

1998

Year built

One

Levels

$138

Per sqft

55+ communityPets allowed

Inside

FlooringCeramic Tile · Vinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Refrigerator
InteriorCeiling Fan(s) · Chair Rail · Crown Molding · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesNorth
ExteriorPrivate Mailbox

Community & fees

HOA fee$440/mo
Taxes (2023)$2,089/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
CommunityFishing · Intracoastal Waterway · Buyer Approval Required · Clubhouse · Fitness Center · Golf Carts OK · Irrigation-Reclaimed Water · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,736 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,825
FHA mortgage insurance (est.)$137
Property tax — 2023 actual bill$174
HOA fee — from the listing$440
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,850Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,850
Interest rate6.00%
Loan term

Estimated payment

$2,736/mo

Principal & interest$1,825
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$174
HOA / condo fee$440
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Flagler Beach actives

$138 vs $316

Days on market

700 vs 68 typical

Where $138/sqft sits among the 132 Flagler Beach actives

24 · this home
35
27
15
18
13
$138–219$219–300$300–381$381–462$462–543$543+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flagler Beach

Map of 30 WINDWARD DRIVE

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$517K$525K

Flagler Beach median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

60 of 132

Flagler Beach actives have cut their price

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $310,000 $49K
Aug 18, 2024Listed at $359,000 · 700 days on market since
1998Built · BEVERLY BEACH SURFSIDE ESTATES

Reality check

What actually sold near 30 WINDWARD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

64 NAUTILUS DR.Sold · Oct ’25

$237,000

64 NAUTILUS DR. · same community

2 bd · 2 ba · 1,500 sqft · $158/sqft · 176 DOM

77 MERRIMAC DRIVESold · May ’26

$239,000

77 MERRIMAC DRIVE · same community

2 bd · 2 ba · 1,440 sqft · $166/sqft · 5 DOM

203 MONITOR DRIVESold · Mar ’26

$252,500

203 MONITOR DRIVE · same community

2 bd · 2 ba · 1,398 sqft · $181/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 30 WINDWARD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 30 WINDWARD DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

30 WINDWARD DRIVE FAQs

What would the monthly payment be for 30 WINDWARD DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,736/mo — principal and interest, the actual property-tax bill, the $440/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 30 WINDWARD DRIVE?+

The association fee works out to $440 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 30 WINDWARD DRIVE?+

The most recent tax bill on record (2023) was $2,089. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 30 WINDWARD DRIVE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Flagler Beach?+

At $310,000, this home is listed about 47% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.

Which schools are assigned to 30 WINDWARD DRIVE?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the FLAGLER BEACH 32136 market on paper

$310,000 is 31% below the FLAGLER BEACH 32136 median of $449,000, and at $138/sqft it sits under the Flagler Beach average of $351.

02Time on market is leverage

700 days on market against a Flagler Beach median of 68 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $359,000, now $310,000 — a $49K cut. The full history is in the market section below.

Listing courtesy of STILES REAL ESTATE CO. · Kimberley Hall. MLS #FC303189.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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