5 WINDWARD DRIVE, FLAGLER BEACH, FL, 32136
Active100 days on marketListed Apr 11, 2026MLS #V4948354
About this home
5 WINDWARD DRIVE
Welcome to this desirable and highly sought-after 55+ community, ideally located just steps from the Intracoastal Waterway and only moments from the Atlantic Ocean. Offered fully furnished—just bring your toothbrush and start enjoying the coastal lifestyle right away! Conveniently situated off A1A, just north of Flagler Beach’s popular restaurants, shops, and local attractions, this location offers the perfect balance of coastal living and everyday convenience. This well-maintained residence features an open-concept floor plan with durable vinyl flooring throughout the living and dining areas, along with tile flooring in the kitchen. The kitchen seamlessly opens to the main living space, making it ideal for entertaining. The bedrooms are generously sized, offering both comfort and functionality. Residents enjoy a wide array of amenities designed for an active and social lifestyle, including a heated swimming pool, two fishing piers, and a waterfront park perfect for relaxing walks. The fully accessible three-story clubhouse serves as the heart of the community, featuring an exercise room, library, billiards area, party room with kitchen, large-screen TV, and dance floor. The rooftop lounge offers stunning panoramic views of the ocean and Intracoastal, creating the perfect setting for gatherings or unwinding at sunset. This pet-friendly community also welcomes your furry companions. Don’t miss your opportunity to experience the best of coastal living in this vibrant and amenity-rich community! All information deemed accurate but cannot be guaranteed. Roof 2019. Brand new 3 ton AC.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,332
Sqft
0.09 ac
Lot size
1986
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,982 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,982/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.7%
$/sqft vs Flagler Beach actives
$161 vs $316
Days on market
100 vs 68 typical
Where $161/sqft sits among the 131 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
60 of 131
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5 WINDWARD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$263,500
98 MERRIMAC DRIVE · same community
2 bd · 2 ba · 1,344 sqft · $196/sqft · 23 DOM
Sold · Mar ’26$207,000
197 MONITOR DRIVE · same community
3 bd · 2 ba · 1,305 sqft · $159/sqft · 6 DOM
Sold · Mar ’26$257,000
212 MONITOR DRIVE UNIT A · same community
2 bd · 2 ba · 1,291 sqft · $199/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5 WINDWARD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5 WINDWARD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
5 WINDWARD DRIVE FAQs
What would the monthly payment be for 5 WINDWARD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,982/mo — principal and interest, the actual property-tax bill, the $220/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5 WINDWARD DRIVE?+
The association fee works out to $220 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5 WINDWARD DRIVE?+
The most recent tax bill on record (2025) was $2,910. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5 WINDWARD DRIVE?+
The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $214,788, this home is listed about 63% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 5 WINDWARD DRIVE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the FLAGLER BEACH 32136 market on paper
$214,788 is 52% below the FLAGLER BEACH 32136 median of $449,450, and at $161/sqft it sits under the Flagler Beach average of $351.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $229,000, now $214,788 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROS ASSURED · James Brodick, LLC. MLS #V4948354.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Flagler Beach homes, in your inbox
Like 5 WINDWARD DRIVE but not quite? A daily digest of every new listing in Flagler Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →