10025 WINDING RIVER RD, PUNTA GORDA, FL, 33950
Active229 days on marketListed Dec 7, 2025MLS #C7518770
About this home
10025 WINDING RIVER RD
LARGE 3 BEDROOM 2.5 BATH FURNISHED HOME IN THE QUIET CREEKSIDE COMMUNITY! LOW 3.39% INTEREST ASSUMABLE FHA LOAN. NEW ROOF JANUARY2024 AND FRESHLY PAINTED EXTERIOR! New hot water heater 2024 and we're offering a ONE YEAR HOME WARRANTY! Large Kitchen features a center island, breakfast bar, built in double oven, cooktop range, microwave oven, lots of wood cabinets, Corian counter tops, tile backsplash, closet pantry and opens to a dining room and large family room. The second floor features an open office area with 2 baths and all bedrooms. Wood laminate and ceramic tile flooring throughout. The large master bedroom has an ensuite bath with a walk-in closet and private bathroom with dual sink vanity, tile walk-in shower, linen closet, and private commode. Large, screened lanai overlooks a nice yard which backs to a small park with walking trail. Front entrance is screened with front porch sitting area and there is an irrigation system for keeping your yard beautiful, year round! Creekside is a quiet, deed restricted community that includes underground utilities, lakes, a picnic area, 2 playgrounds and sidewalks. Close to the Punta Gorda Airport and only a short car ride to I-75, US-41 for access to local favorites such as Fishermen’s Village, Ponce De Leon Park, shopping & boutiques, fine & casual dining, and live entertainment. AREA INFO: Downtown Punta Gorda is located on the Gulf Coast of Southwest Florida, approximately 2 miles west of 1-75 off Exit 164 and features EASY ACCESS TO WORLD CLASS FISHING IN CHARLOTTE HARBOR AND THE GULF OF AMERICA. By sea, Punta Gorda is located on Charlotte Harbor about 30 minutes by water from Port Boca Grande and Boca Grande Pass known as the Tarpon Fishing capital of the world. Punta Gorda features historic Fisherman's Village with its many shops, galleries, boutiques, restaurants and a museum. The charming downtown area of Punta Gorda features quaint cafes, restaurants, and art galleries. There are many public and semi-private golf courses within the greater Port Charlotte/Punta Gorda area which is conveniently and quietly located approximately 50 miles south of Sarasota, 24 miles north of Fort Myers, 125 miles from Orlando and Disney World, approximately 40 minutes to the Southwest Florida International Airport, and only 15 minutes to Punta Gorda Airport.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,397
Sqft
0.14 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$121
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,508 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,508/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.1%
$/sqft vs CREEKSIDE
$121 vs $184
Days on market
229 vs 59 typical
Where $121/sqft sits among the 8 homes for sale in CREEKSIDE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Creekside, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$25,765/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,700/mo median
Live Punta Gorda rental listing data — this home’s rate depends on size, condition and furnishing.
The Punta Gorda short-term market
▼ Softening40%
Occupancy
▼ 24% yr/yr
$250
Avg nightly rate
▲ 13% yr/yr
$20K/yr
Revenue per listing
$111
RevPAR
61 days
Booking lead time
7.3 nights
Avg stay
8
Typical min nights
460
Active rentals
▲ 4% supply
Seasonality — monthly occupancy
Peaks at 65% in Feb · bottoms at 28% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Punta Gorda — the projection above is specific to this home’s size.
Where it sits
Inside Jones Loop
Creekside is a short-term-rental community. See the full guide →
Jones Loop — neighborhood snapshot
Population
2,550
Median age
60
Median income
$72,488
Median home value
$170,624
Avg household
2
Households w/ children
368
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
3 of 8
CREEKSIDE have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 10025 WINDING RIVER RD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$395,000
4434 CREEKSIDE DRIVE · same community
4 bd · 3 ba · 2,433 sqft · $162/sqft · 20 DOM
Sold · Jun ’26$560,000
1654 BAYHILL DRIVE · same community
4 bd · 2.5 ba · 2,320 sqft · $241/sqft · 213 DOM
Sold · Dec ’25$625,000
14208 CREEK RUN DRIVE · same community
4 bd · 2.5 ba · 2,217 sqft · $282/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10025 WINDING RIVER RD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10025 WINDING RIVER RD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
10025 WINDING RIVER RD FAQs
What would the monthly payment be for 10025 WINDING RIVER RD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,508/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10025 WINDING RIVER RD?+
The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10025 WINDING RIVER RD?+
The most recent tax bill on record (2025) was $5,378. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 10025 WINDING RIVER RD be rented short-term?+
Yes — this home sits inside Creekside, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 10025 WINDING RIVER RD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $289,900, this home is listed about 16% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 10025 WINDING RIVER RD?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Zoned for nightly rentals
Creekside is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
229 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $299,900, now $289,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · Amanda Donnar. MLS #C7518770.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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