10007 WINDING RIVER ROAD, PUNTA GORDA, FL, 33950
Active276 days on marketListed Oct 21, 2025MLS #C7516603
About this home
10007 WINDING RIVER ROAD
Short Sale. Subject to Third Party Acceptance! Don't miss this 4 Bed, 2 Bath ranch with fenced yard. Crown molding, bamboo flooring, upgraded lighting and more! Split bedroom plan offering a living room/dining combo as well as a family room/kitchen concept. Great for entertaining! Granite counters and stainless appliances. Primary Bedroom with walk-in closet and En Suite. Large, Screened Lanai and Mature Oaks. Community Features 2 Parks/Playgrounds and low HOA fees. Roof is original...estimate approx...15K. Cash offers only and offers must be at asking price or above!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,950
Sqft
0.14 ac
Lot size
2
Garage
2006
Year built
One
Levels
$126
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,240 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,240/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16%
$/sqft vs CREEKSIDE
$126 vs $184
Days on market
276 vs 59 typical
Where $126/sqft sits among the 8 homes for sale in CREEKSIDE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Creekside, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$29,348/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,700/mo median
Live Punta Gorda rental listing data — this home’s rate depends on size, condition and furnishing.
The Punta Gorda short-term market
▼ Softening40%
Occupancy
▼ 24% yr/yr
$250
Avg nightly rate
▲ 13% yr/yr
$20K/yr
Revenue per listing
$111
RevPAR
61 days
Booking lead time
7.3 nights
Avg stay
8
Typical min nights
460
Active rentals
▲ 4% supply
Seasonality — monthly occupancy
Peaks at 65% in Feb · bottoms at 28% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Punta Gorda — the projection above is specific to this home’s size.
Where it sits
Inside Jones Loop
Creekside is a short-term-rental community. See the full guide →
Jones Loop — neighborhood snapshot
Population
2,550
Median age
60
Median income
$72,488
Median home value
$170,624
Avg household
2
Households w/ children
368
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
3 of 8
CREEKSIDE have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 10007 WINDING RIVER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$350,000
4662 HARTS BROOK LANE · same community
4 bd · 2 ba · 1,946 sqft · $180/sqft · 83 DOM
Sold · Jul ’26$332,000
4727 HICKORY STREAM LANE · same community
4 bd · 3 ba · 1,942 sqft · $171/sqft · 13 DOM
Sold · Apr ’26$572,500
1703 BAYHILL DRIVE · same community
4 bd · 2.5 ba · 1,963 sqft · $292/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10007 WINDING RIVER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10007 WINDING RIVER ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
10007 WINDING RIVER ROAD FAQs
What would the monthly payment be for 10007 WINDING RIVER ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,240/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10007 WINDING RIVER ROAD?+
The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10007 WINDING RIVER ROAD?+
The most recent tax bill on record (2024) was $5,572. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 10007 WINDING RIVER ROAD be rented short-term?+
Yes — this home sits inside Creekside, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 10007 WINDING RIVER ROAD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $245,000, this home is listed about 29% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 10007 WINDING RIVER ROAD?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PUNTA GORDA 33950 market on paper
$245,000 is 11% below the PUNTA GORDA 33950 median of $274,000, and at $126/sqft it sits under the Punta Gorda average of $233.
02Zoned for nightly rentals
Creekside is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Garden & Park/Greenbelt & Trees/Woods views
The garden and park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
04Time on market is leverage
276 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of ALLISON JAMES ESTATES & HOMES · Shelley Johnson. MLS #C7516603.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 10007 WINDING RIVER ROAD but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →