9604 CORTEZ ROAD W UNIT 134, BRADENTON, FL, 34210
Active21 days on marketListed Jul 12, 2026MLS #A4699752
About this home
9604 CORTEZ ROAD W UNIT 134
Live the ultimate Florida waterfront lifestyle just 5 minutes from the beach in this beautifully renovated 3-bedroom, 3-bath retreat at The Waterway — and yes, it comes with your very own boat slip! Wake up to water views and salt air in nearly 2,000 square feet of light-filled living space with soaring two-story ceilings and easy-care tile flooring throughout. Boaters, this is a rare find: enjoy a private boat slip with electric and water and direct canal access to Palma Sola Bay, which spills into Anna Maria Sound and the Gulf beyond. Drop your lines, cruise to the beaches of Anna Maria Island, or take a short boat ride to the famous Starfish Company for a waterfront bite. Inside, a stunning great room welcomes you with dramatic two-story ceilings and a wall of windows framing sparkling pool and canal views. The fully updated kitchen shines with sleek high-gloss cabinetry, elegant stone countertops, a designer tile backsplash, stainless steel appliances, plus an oversized breakfast-bar peninsula perfect for entertaining. A spiral staircase leads to a spacious loft with a private bedroom retreat and separate sitting area overlooking the water. The generous primary suite offers vaulted ceilings, a custom built-in closet, and an updated en-suite bath, while both guest bathrooms have been tastefully renovated. Inside laundry included. Residents enjoy resort-style amenities including a heated community pool, clubhouse, and tennis courts. Minutes to Anna Maria Island's sugar-sand beaches, the historic Cortez fishing village, shopping, and dining — this is coastal Florida living at its finest. Available furnished for minimum of 1 month. Please note there is a 13 % tax for leases less than 6 months. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,988
Sqft
2.47 ac
Lot size
1
Garage
1982
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$2 vs $251
Days on market
21 vs 53 typical
Where $2/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34210 — neighborhood snapshot
Population
17,301
Median age
56.3
Median income
$64,306
Median home value
$279,500
Avg household
2.09
Households w/ children
1,160
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
196 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 9604 CORTEZ ROAD W UNIT 134
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$550,000
7621 HIGHGROVE AVENUE
3 bd · 2 ba · 1,984 sqft · $277/sqft · 134 DOM
Sold · Sep ’25$593,265
7625 HIGHGROVE AVENUE
3 bd · 2 ba · 1,984 sqft · $299/sqft · 44 DOM
Sold · Jun ’26$479,000
120 TIDY ISLAND BOULEVARD UNIT 120
3 bd · 2 ba · 1,950 sqft · $246/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9604 CORTEZ ROAD W UNIT 134 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9604 CORTEZ ROAD W UNIT 134 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
9604 CORTEZ ROAD W UNIT 134 FAQs
What would the monthly payment be for 9604 CORTEZ ROAD W UNIT 134?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 9604 CORTEZ ROAD W UNIT 134?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $3,000, this home is listed about 99% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 9604 CORTEZ ROAD W UNIT 134?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CORCORAN DWELLINGS REALTY · Lorie Masry. MLS #A4699752.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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