Eric Chery
Short-Term Rental Eligible
$574,000$575,0005 bd3 ba3,302 sqft$174 /sqft$3,874 /mo all-in ↓

3938 90TH AVENUE E, PARRISH, FL, 34219

Active10 days on marketListed Jul 9, 2026MLS #A4698484

Est. $52K/yr short-term rental revenueReduced $1KPrivate poolSingle Family ResidenceCREEKSIDE PRESERVE II

About this home

3938 90TH AVENUE E

EXCEPTIONAL VALUE! MOVE-IN READY POOL HOME WITH WATER VIEW IN GATED CREEKSIDE PRESERVE! Welcome to this impressive two-story family home offering over 3,300 square feet of beautifully designed living space with 5 bedrooms. 3 full baths, and an incredible heated saltwater pool and spa overlooking a peaceful water view. The flexible floor plan is perfect for today's lifestyle, featuring a first-floor bedroom with an oversized closet and an adjacent full bath-ideal for guests, multigenerational living, a home office, or a convenient pool bath. The heart of the home is the spacious open-concept kitchen and great room, designed for entertaining and everyday living. The kitchen showcases rich wood cabinetry, granite countertops, a large center island, stainless steel appliances, a generous walk-in pantry, a convenient serving/cafe area adjoining the formal dining room, and a sunny dinette overlooking the pool and water. Upstairs, you'll find an enormous loft offering endless possibilities as a media room, game room, playroom, or second family room. The luxurious primary suite is a true retreat with a spacious bedroom, an oversized walk-in closet, and a spa inspired ensuite featuring a relaxing soaking tub, separate walk-in shower, private water closet and a dual-sink vanity. Three additional bedrooms and another full bath complete the second floor. Fresh interior paint, new carpeting and a professional cleaning make this home truly move-in ready. Step outside to your private backyard oasis featuring a gorgeous heated saltwater pool and spa, expansive lanai, and tranquil water views--perfect for relaxing or entertaining year-round. Major big-ticket improvements have already been completed, including a new roof (2024), both A/C systems replaced in 2023, a new water heater (2023),and a brand new pool pump just installed- allowing you to move in with confidence and enjoy years of worry-free living. Located in the desirable gated community of Creekside Preserve, residents enjoy a playground, basketball court, low HOA fees, and NO CDD FEES. The location is hard to beat with quick access to I-75, making commuting to Tampa, St. Petersburg, Bradenton, Sarasota, and the Gulf beaches a breeze. Everyday conveniences are just minutes away, including Publix, Lowe's, Panera Bread, Starbucks, Ellenton Premium Outlets, numerous restaurants, shopping, healthcare, and more. This exceptional home combines space, location, lifestyle, and value---don't miss your opportunity to make it yours! Some photo's virtually staged.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,302

Sqft

0.18 ac

Lot size

2

Garage

2013

Year built

Two

Levels

$174

Per sqft

Private poolWater viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewWater
FacesSouthwest
ExteriorHurricane Shutters · Irrigation System · Private Mailbox

Community & fees

HOA fee$107/mo
Taxes (2025)$3,533/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Playground

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,874 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,097
PMI (est., until 20% equity)$215
Property tax — 2025 actual bill$294
HOA fee — from the listing$107
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,400
Interest rate6.00%
Loan term

Estimated payment

$3,874/mo

Principal & interest$3,097
PMI (est., until 20% equity)$215
Property taxes (actual bill)$294
HOA / condo fee$107
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $574K
$551KedgeAI estimate $654,221 · range $581K$690K$717K

vs edgeAI estimate

−12.3%

$/sqft vs Parrish actives

$174 vs $206

Days on market

10 vs 42 typical

Where $174/sqft sits among the 400 Parrish actives

99 · this home
99
87
60
23
32
$154–179$179–205$205–231$231–256$256–282$282+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Creekside, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$52,081/yr gross

Avg nightly rate$348
Occupancy (comp set)42%
CommunityCreekside
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,700/mo median

MarketParrish
Annual gross at median$32,394
Gross yield on this price5.6%
Homes for rent right now70

Live Parrish rental listing data — this home’s rate depends on size, condition and furnishing.

The Florida short-term market

▼ Softening

45%

Occupancy

▼ 17% yr/yr

$168

Avg nightly rate

▼ 15% yr/yr

$18K/yr

Revenue per listing

$81

RevPAR

49 days

Booking lead time

5.9 nights

Avg stay

6

Typical min nights

15

Active rentals

▲ 6% supply

Seasonality — monthly occupancy

Peaks at 65% in Mar · bottoms at 30% in Aug

53%
55%
65%
45%
34%
38%
46%
30%
35%
30%
46%
48%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.

Where it sits

Inside Creekside Preserve

Map of 3938 90TH AVENUE E inside its neighborhood boundary

Drive times from this address

Downtown Tampa48 min
Tampa Int’l Airport (TPA)57 min

Creekside is a short-term-rental community. See the full guide →

Creekside Preserve — neighborhood snapshot

Population

604

Median age

47

Median income

$136,250

Median home value

$381,500

Avg household

3

Households w/ children

46%

For the school run

Manatee County School District

MiddleBuffalo Creek Middle School★★★★★
ElementaryVirgil Mills Elementary School★★★★★
HighParrish Community High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Parrish market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$395K$411K

Parrish median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

205 of 400

Parrish actives have cut their price

Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% above the PARRISH 34219 median. See the full Parrish market guide →

Paper trail

This home's history

CurrentPrice reduced to $574,000 $1K
Jul 9, 2026Listed at $575,000 · 10 days on market since
2013Built · CREEKSIDE PRESERVE II

Reality check

What actually sold near 3938 90TH AVENUE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9052 41ST STREET ESold · Sep ’25

$445,000

9052 41ST STREET E · same community

3 bd · 2 ba · 2,112 sqft · $211/sqft · 136 DOM

8815 39TH STREET CIRCLE ESold · Nov ’25

$330,000

8815 39TH STREET CIRCLE E · same community

4 bd · 2 ba · 1,920 sqft · $172/sqft · 25 DOM

4126 91ST AVENUE ESold · Mar ’26

$310,000

4126 91ST AVENUE E · same community

3 bd · 2 ba · 1,726 sqft · $180/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3938 90TH AVENUE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3938 90TH AVENUE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

3938 90TH AVENUE E FAQs

What would the monthly payment be for 3938 90TH AVENUE E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,874/mo — principal and interest, the actual property-tax bill, the $107/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3938 90TH AVENUE E?+

The association fee works out to $107 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3938 90TH AVENUE E?+

The most recent tax bill on record (2025) was $3,533. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 3938 90TH AVENUE E be rented short-term?+

Yes — this home sits inside Creekside, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 3938 90TH AVENUE E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Parrish?+

At $574,000, this home is listed about 36% above the Parrish median of $421,470. The market section on this page shows how the area is trending.

Which schools are assigned to 3938 90TH AVENUE E?+

Buffalo Creek Middle School (middle), Virgil Mills Elementary School (elementary), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$574,000 runs 38% above the PARRISH 34219 median — but at 3,302 sqft it's also 55% larger than the typical Parrish listing.

02Zoned for nightly rentals

Creekside is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04The price has already moved

Listed at $575,000, now $574,000 — a $1K cut. The full history is in the market section below.

Listing courtesy of MARCUS & COMPANY REALTY · Michael Gaborko. MLS #A4698484.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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