13720 MESSINA LOOP UNIT 102, BRADENTON, FL, 34211
Active98 days on marketListed Apr 14, 2026MLS #A4689845
About this home
13720 MESSINA LOOP UNIT 102
An exceptional investment opportunity with a lease already in place, this garden condominium in Esplanade Golf & Country Club offers immediate income and long-term value in one of Lakewood Ranch’s most sought-after communities. This Caserta VII floor plan includes two bedrooms, two baths, and a versatile den or flex space, thoughtfully designed with an open-concept layout. The foyer leads to a spacious dining area and great room, where sliding glass doors open to a covered, screened lanai with peaceful lake and golf course views. The kitchen is well-appointed with 42-inch crème cabinetry, granite countertops, and an oversized island that seamlessly connects to the main living areas. The primary suite features dual vanities, a large walk-in shower, a private water closet, and two generous walk-in closets. A private hallway provides separation for the guest bedroom and bath, offering comfort and privacy for visitors. The residence also includes a one-car detached garage. Ownership includes a golf membership, along with access to Esplanade’s extensive resort-style amenities set across approximately 600 acres of lakes, preserves, and natural beauty. Residents enjoy two resort-style pools, a resistance pool, fitness centers, sports courts, dining venues, outdoor gathering spaces, and a full social calendar—all easily accessible by golf cart. Lakewood Ranch is the number one best-selling, multigenerational community in the country and located near world-class shopping, dining, entertainment and is minutes to I-75, beaches, great schools and medical facilities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,528
Sqft
0.59 ac
Lot size
1
Garage
2019
Year built
One
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,855 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,855/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.7%
$/sqft vs Bradenton actives
$245 vs $239
Days on market
98 vs 53 typical
Where $245/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Esplanade
Get to know Bradenton. See the full Bradenton guide →
Esplanade — neighborhood snapshot
Population
2,420
Median age
56
Median income
$84,396
Median home value
$671,600
Avg household
3
Households w/ children
166
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
189 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the BRADENTON 34211 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 13720 MESSINA LOOP UNIT 102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$350,000
13725 MESSINA LOOP UNIT 104 · same community
2 bd · 2 ba · 1,528 sqft · $229/sqft · 53 DOM
Sold · Jul ’25$410,000
14315 TREE SWALLOW WAY
3 bd · 2 ba · 1,534 sqft · $267/sqft · 61 DOM
Sold · Jul ’26$240,000
6238 FLAGFISH COURT
3 bd · 2.5 ba · 1,540 sqft · $156/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13720 MESSINA LOOP UNIT 102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13720 MESSINA LOOP UNIT 102 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
13720 MESSINA LOOP UNIT 102 FAQs
What would the monthly payment be for 13720 MESSINA LOOP UNIT 102?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,855/mo — principal and interest, the actual property-tax bill, the $772/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13720 MESSINA LOOP UNIT 102?+
The association fee works out to $772 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13720 MESSINA LOOP UNIT 102?+
The most recent tax bill on record (2024) was $6,589. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13720 MESSINA LOOP UNIT 102?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $375,000, this home is listed about 5% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 13720 MESSINA LOOP UNIT 102?+
Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BRADENTON 34211 market on paper
$375,000 is 6% below the BRADENTON 34211 median of $399,999, and at $245/sqft it sits under the Bradenton average of $264.
02Know the monthly fee
The association fee is $772/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Katina Shanahan. MLS #A4689845.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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