Eric Chery
$365,0002 bd2 ba1,528 sqft$239 /sqft$3,791 /mo all-in ↓

13731 MESSINA LOOP UNIT 102, BRADENTON, FL, 34211

Active98 days on marketListed Apr 14, 2026MLS #A4689844

Priced 9% below the BRADENTON 34211 medianCondominiumBACCIANO III AT ESPLANADE LAKEWOOD RANCH

About this home

13731 MESSINA LOOP UNIT 102

An excellent investment opportunity with a lease already in place, this garden condominium in Esplanade Golf & Country Club offers immediate income in a highly desirable Lakewood Ranch community. This Caserta VII floor plan features two bedrooms, two baths, and a versatile den or flex space, designed with an open-concept layout that appeals to today’s renters and future owners alike. The foyer leads into a spacious dining area and great room, where sliding glass doors open to a covered, screened lanai overlooking tranquil lake and golf course views. The kitchen is thoughtfully appointed with 42-inch cabinetry, granite countertops, and an oversized island that flows seamlessly into the main living areas. The primary suite includes dual vanities, a large walk-in shower, a private water closet, and two generous walk-in closets. A private hallway leads to the guest bedroom and bath, offering comfort and separation for visitors. The residence also includes a one-car detached garage. While this unit does not include a golf membership, residents still enjoy access to Esplanade’s exceptional resort-style amenities set across approximately 600 acres of scenic lakes, preserves, and natural beauty. Amenities include resort-style pools, a resistance pool, fitness centers, sports courts, dining venues, and a full social calendar, all easily accessible by golf cart—delivering the vibrant lifestyle that makes this community so sought after. Lakewood Ranch is the number one best-selling, multigenerational community in the country and located near world-class shopping, dining, entertainment and is minutes to I-75, beaches, great schools and medical facilities.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,528

Sqft

0.54 ac

Lot size

1

Garage

2019

Year built

One

Levels

$239

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
FacesSoutheast
ExteriorLighting

Community & fees

HOA fee$772/mo
Taxes (2025)$6,584/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,791 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property tax — 2025 actual bill$549
Condo fee — from the listing$772
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,775
Interest rate6.00%
Loan term

Estimated payment

$3,791/mo

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property taxes (actual bill)$549
HOA / condo fee$772
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $365K
$325KedgeAI estimate $348,740 · range $338K$366K$381K

vs edgeAI estimate

+4.7%

$/sqft vs Bradenton actives

$239 vs $240

Days on market

98 vs 53 typical

Where $239/sqft sits among the 400 Bradenton actives

120
95 · this home
90
37
23
35
$123–187$187–250$250–314$314–378$378–441$441+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Esplanade

Map of 13731 MESSINA LOOP UNIT 102 inside its neighborhood boundary

Get to know Bradenton. See the full Bradenton guide →

Esplanade — neighborhood snapshot

Population

2,420

Median age

56

Median income

$84,396

Median home value

$671,600

Avg household

3

Households w/ children

166

For the school run

Manatee County School District

MiddleDr Mona Jain Middle School★★★★
ElementaryB.D. Gullett Elementary School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

188 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% below the BRADENTON 34211 median. See the full Bradenton market guide →

Paper trail

This home's history

Apr 14, 2026Listed at $365,000 · 98 days on market since
2019Built · BACCIANO III AT ESPLANADE LAKEWOOD RANCH

Reality check

What actually sold near 13731 MESSINA LOOP UNIT 102

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13725 MESSINA LOOP UNIT 104Sold · Apr ’26

$350,000

13725 MESSINA LOOP UNIT 104 · same community

2 bd · 2 ba · 1,528 sqft · $229/sqft · 53 DOM

14315 TREE SWALLOW WAYSold · Jul ’25

$410,000

14315 TREE SWALLOW WAY

3 bd · 2 ba · 1,534 sqft · $267/sqft · 61 DOM

6238 FLAGFISH COURTSold · Jul ’26

$240,000

6238 FLAGFISH COURT

3 bd · 2.5 ba · 1,540 sqft · $156/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13731 MESSINA LOOP UNIT 102 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13731 MESSINA LOOP UNIT 102 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

13731 MESSINA LOOP UNIT 102 FAQs

What would the monthly payment be for 13731 MESSINA LOOP UNIT 102?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,791/mo — principal and interest, the actual property-tax bill, the $772/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13731 MESSINA LOOP UNIT 102?+

The association fee works out to $772 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13731 MESSINA LOOP UNIT 102?+

The most recent tax bill on record (2025) was $6,584. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13731 MESSINA LOOP UNIT 102?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $365,000, this home is listed about 8% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 13731 MESSINA LOOP UNIT 102?+

Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the BRADENTON 34211 market on paper

$365,000 is 9% below the BRADENTON 34211 median of $400,000, and at $239/sqft it sits under the Bradenton average of $264.

02Know the monthly fee

The association fee is $772/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Strong assigned schools

Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Katina Shanahan. MLS #A4689844.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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