Eric Chery
$6,950,000$7,000,0004 bd3.5 ba5,147 sqft$1,350 /sqft$44,579 /mo all-in ↓

628 REGATTA WAY, BRADENTON, FL, 34208

Active154 days on marketListed Feb 17, 2026MLS #A4680175

Reduced $50KWaterfrontPrivate poolSingle Family ResidenceRIVERDALE REVISED

About this home

628 REGATTA WAY

WELCOME to a breathtaking WATERFRONT masterpiece in the EXCLUSIVE double-gated BOATING community of The Reserve at Harbour Walk, where a PRIVATE deep-water DOCK on the Manatee River with direct access to the Gulf of Mexico sets the stage for a life of unmatched luxury, tranquility, and adventure. Built by CAMLIN Custom Homes, this 5,147 sq ft CUSTOM ESTATE offers 4 bedrooms plus a den or office, 3.5 baths, and a 4 car garage, all designed with a peaceful, Zen inspired aesthetic where every detail has been thoughtfully curated and flawlessly executed. A dramatic GLASS and STEEL front door opens to soaring, light-filled interiors with blue-water views that draw your eye straight through the home to the pool and river beyond. The living room is a showpiece with a custom CONCRETE GAS FIREPLACE, illuminated built-in shelving, wood beams in the vaulted ceiling, and an entire wall of oversized windows capturing the serene backdrop. The chef’s kitchen showcases custom cabinetry, MARBLE countertops and backsplash, a massive entertainer’s island with a thick granite slab, Belfast sink, seating, gold accents, and world-class appliances including a SUB-ZERO designer series refrigerator and freezer and a rare LACANCHE UL SULLY CLASSIQUE range IMPORTED from France, plus a custom pantry behind an iron and steel sliding door. The open dining area flows seamlessly for entertaining, while an additional family room with double FRENCH DOORS offers a relaxed escape to the lanai. The owner’s suite is PRIVATELY tucked away and features CUSTOM his-and-hers closets, a spa-inspired ENSUITE bath with a glass enclosed STEAM shower with twin showerheads, built-in bench, side jets, a garden tub, dual vanities, a dedicated makeup area and private lanai access beneath a tray ceiling with custom WOOD BEAMS. Two additional bedrooms share a beautifully appointed Jack-and-Jill bath with marble countertops, dual sinks, and a tub/shower combo. A STUNNING temperature-controlled wine room enclosed in iron and glass with custom cabinetry adds a dramatic focal point for entertaining. Upstairs, you will find a fourth bedroom with custom BUILT-INS, a MEDIA and GAME room with wood beams, river views, and a bespoke WET BAR with sink and refrigerator drawers, along with a flexible FITNESS AREA, a sunlit OFFICE with water views, and a full bath with an oversized glass walk-in shower and custom marble-topped vanity. The entire home is equipped with HURRICANE IMPACT GLASS for peace of mind. Step outside to your private RESORT with a pool and spa overlooking the water, a custom WOOD-BURNING fireplace with seating, a charming DOUBLE SWING, checkered-pattern lanai tile, a fully equipped OUTDOOR KITCHEN and outdoor SHOWER, creating the ultimate space for relaxation, entertaining, and unforgettable SUNSET evenings. Your PRIVATE DOCK is fully equipped with a 16,000 lb BOAT LIFT, TWIN JET SKI LIFT, and fiberglass HEAT-RESISTANT composite decking, creating the perfect launch point for boating, fishing, paddle boarding, and sunset cruises. Residents of this private enclave enjoy pickleball and tennis courts, a playground, kayak and canoe launches, and peaceful walking paths, all within a custom home community known for its LUXURY, privacy, and natural beauty. As a bonus, the JET SKIS ARE INCLUDED with a full-price offer!!! This residence is move-in ready and offers a rare opportunity to own a waterfront sanctuary where elegance, craftsmanship, and lifestyle come together in perfect harmony.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

5,147

Sqft

0.32 ac

Lot size

4

Garage

2022

Year built

Two

Levels

$1,350

Per sqft

Private poolWaterfrontFireplaceWater viewNegotiablePets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Coffered Ceiling(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Sauna · Smart Home · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingDriveway · Garage Door Opener · Oversized · Split Garage
ExteriorFire Pit · French Doors · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Outdoor Shower · Sidewalk

Community & fees

HOA fee$105/mo
Taxes (2025)$50,475/yr
PetsYes
CommunityBoat Slip · Dock · River · Water Access · Waterfront · Gated Community - Guard · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$44,579 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$37,502
PMI (est., until 20% equity)$2,606
Property tax — 2025 actual bill$4,206
HOA fee — from the listing$105
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $695,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $695,000
Interest rate6.00%
Loan term

Estimated payment

$44,579/mo

Principal & interest$37,502
PMI (est., until 20% equity)$2,606
Property taxes (actual bill)$4,206
HOA / condo fee$105
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bradenton actives

$1,350 vs $240

Days on market

154 vs 53 typical

Where $1,350/sqft sits among the 400 Bradenton actives

313
74
6
3
3
1 · this home
$123–328$328–532$532–737$737–941$941–1146$1146+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Braden River East

Map of 628 REGATTA WAY inside its neighborhood boundary

Get to know Bradenton. See the full Bradenton guide →

Braden River East — neighborhood snapshot

Population

7,295

Median age

52

Median income

$86,737

Median home value

$379,666

Avg household

2

Households w/ children

686

For the school run

Manatee County School District

ElementaryWilliam H. Bashaw Elementary★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighBraden River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

188 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1831% above the BRADENTON 34208 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $6,950,000 $50K
Feb 17, 2026Listed at $7,000,000 · 154 days on market since
2022Built · RIVERDALE REVISED

Reality check

What actually sold near 628 REGATTA WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3708 5TH AVENUE NESold · Apr ’26

$670,000

3708 5TH AVENUE NE · same community

3 bd · 3.5 ba · 2,994 sqft · $224/sqft · 6 DOM

4508 BARRACUDA DRIVESold · Oct ’25

$685,000

4508 BARRACUDA DRIVE · same community

2 bd · 2.5 ba · 2,000 sqft · $343/sqft · 34 DOM

4423 4TH AVENUE ESold · Mar ’26

$250,000

4423 4TH AVENUE E · same community

2 bd · 1 ba · 844 sqft · $296/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 628 REGATTA WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 628 REGATTA WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

628 REGATTA WAY FAQs

What would the monthly payment be for 628 REGATTA WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $44,579/mo — principal and interest, the actual property-tax bill, the $105/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 628 REGATTA WAY?+

The association fee works out to $105 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 628 REGATTA WAY?+

The most recent tax bill on record (2025) was $50,475. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 628 REGATTA WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $6,950,000, this home is listed about 1656% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 628 REGATTA WAY?+

William H. Bashaw Elementary (elementary), Carlos E. Haile Middle School (middle), Braden River High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$6,950,000 runs 1831% above the BRADENTON 34208 median — but at 5,147 sqft it's also nearly 3 times the size of the typical Bradenton listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

154 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $7,000,000, now $6,950,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of SERHANT · Christy Peterson. MLS #A4680175.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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