4516 SWORDFISH DRIVE, BRADENTON, FL, 34208
Active98 days on marketListed Apr 16, 2026MLS #TB8496010
About this home
4516 SWORDFISH DRIVE
Experience refined coastal living in this impeccably maintained waterfront residence, ideally positioned within the desirable Inlets at Riverdale. Offering DIRECT, no-bridge access to open water, this property is designed for the boating enthusiast, complete with a covered boat lift featuring newer motors for effortless days on the Manatee River and beyond. The interior showcases a custom-designed kitchen paired with bespoke window treatments and blinds, creating a elegant yet inviting atmosphere. Thoughtful updates—including recent exterior paint and newer gutters—reflect pride of ownership and lasting quality, while the paver driveway provides an elegant arrival. Blending luxury, functionality, and true waterfront convenience, this residence presents a compelling opportunity to secure a coastal lifestyle at an exceptional value. Brand new roof (July 2026), HVAC (2023), Gas hot water heater (2022), and pool filter, pump & heater (2023). An incredible opportunity to own a move-in ready waterfront home with direct access at an attractive price point—don’t miss your chance to make this coastal gem yours.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,317
Sqft
0.22 ac
Lot size
2
Garage
1997
Year built
One
Levels
$356
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,434 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,434/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.4%
Days on market
98 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Braden River East
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Braden River East — neighborhood snapshot
Population
7,295
Median age
52
Median income
$86,737
Median home value
$379,666
Avg household
2
Households w/ children
686
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 130% above the BRADENTON 34208 median. See the full Bradenton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4516 SWORDFISH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4516 SWORDFISH DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
4516 SWORDFISH DRIVE FAQs
What would the monthly payment be for 4516 SWORDFISH DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,434/mo — principal and interest, the actual property-tax bill, the $144/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4516 SWORDFISH DRIVE?+
The association fee works out to $144 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4516 SWORDFISH DRIVE?+
The most recent tax bill on record (2025) was $4,429. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4516 SWORDFISH DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $825,000, this home is listed about 108% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 4516 SWORDFISH DRIVE?+
William H. Bashaw Elementary (elementary), Carlos E. Haile Middle School (middle), Braden River High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$825,000 runs 130% above the BRADENTON 34208 median — but at 2,317 sqft it's also 46% larger than the typical Bradenton listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $875,000, now $825,000 — a $50K cut. The full history is in the market section below.
Listing courtesy of ENGEL & VOLKERS TAMPA DOWNTOWN · Stephanie Reicherts. MLS #TB8496010.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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