4209 LAKE LOCKHART DRIVE, ORLANDO, FL, 32810
Active274 days on marketListed Nov 3, 2025MLS #A4670683
About this home
4209 LAKE LOCKHART DRIVE
A rare lakefront retreat in the heart of Orlando - private, spacious, and truly one of a kind. Tucked away on peaceful Lake Lockhart, this custom-built estate offers over 4,080 square feet of refined living space, approximately 200 feet of waterfront, a heated pool, screened lanai, private dock, guest apartment, no HOA, and zoning for horses. Properties with this combination of privacy, water frontage, lifestyle amenities and flexibility are increasingly hard to find. The setting is best appreciated in person: after a practical approach from the main corridor, Lake Lockhart Drive opens into a quiet lakefront enclave where the property feels private, serene, and removed from the surrounding city. For the right buyer, this is the rare opportunity - a true Florida waterfront lifestyle without the restrictions of a typical subdivision or HOA. Inside, the home features an expansive open layout with floor-to-ceiling hurricane-rated windows, panoramic water views, a chef’s kitchen with premium appliances, and a luxurious primary suite with spa-style bath and oversized walk-in closet. A separate guest apartment with private entrance offers ideal flexibility for visitors, extended family, multigenerational living, or private work-from-home space. Enjoy resort-style indoor-outdoor living with wide lake views, a screened pool area, private dock, and generous entertaining spaces. This is not a standard subdivision home - it is a private lakefront property for someone looking for space, character, flexibility, and a lifestyle that is difficult to duplicate in Orlando.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
4,084
Sqft
3.24 ac
Lot size
5
Garage
1998
Year built
One
Levels
$342
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,787 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,787/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.8%
$/sqft vs N/A
$342 vs $288
Days on market
274 vs 40 typical
Where $342/sqft sits among the 244 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
ORLANDO 32810 — neighborhood snapshot
Population
37,127
Median age
34.8
Median income
$58,462
Median home value
$260,000
Avg household
2.7
Households w/ children
3,856
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $402K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
104 of 244
N/A have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 381% above the ORLANDO 32810 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 4209 LAKE LOCKHART DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$573,000
2202 OLD TAVARES ROAD · same community
4 bd · 4.5 ba · 3,337 sqft · $172/sqft · 109 DOM
Sold · Dec ’25$950,000
4701 NE JACKSONVILLE ROAD · same community
5 bd · 4 ba · 3,320 sqft · $286/sqft · 130 DOM
Sold · Mar ’26$1,275,000
16422 SPRING VALLEY ROAD · same community
4 bd · 3 ba · 3,141 sqft · $406/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4209 LAKE LOCKHART DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4209 LAKE LOCKHART DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
4209 LAKE LOCKHART DRIVE FAQs
What would the monthly payment be for 4209 LAKE LOCKHART DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,787/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4209 LAKE LOCKHART DRIVE?+
The most recent tax bill on record (2025) was $18,914. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Orlando?+
At $1,395,000, this home is listed about 258% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4209 LAKE LOCKHART DRIVE?+
Lake Weston Elementary (elementary), Edgewater High (high), Lockhart Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,395,000 runs 381% above the ORLANDO 32810 median — but at 4,084 sqft it's also nearly 3 times the size of the typical Orlando listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
274 days on market against a Orlando median of 40 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,625,000, now $1,395,000 — a $230K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SAVVY AVENUE, LLC · Moe Mossa. MLS #A4670683.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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