12 Tidewater Dr, Ormond Beach FL 32174, ORMOND BEACH, FL, 32174
Active215 days on marketListed Dec 17, 2025MLS #A11932570
About this home
12 Tidewater Dr, Ormond Beach FL 32174
SELLER FINANCING NO CREDIT CHECK , indulge in unparalleled luxury at this breathtaking Mediterranean-style estate, nestled on 2.39 acres of pristine Tomoka Riverfront. Following a meticulous 2007 expansion, this stunning property boasts a masterfully designed main residence, two charming guest quarters, and beautifully landscaped patios, all showcasing serene views. Exquisite custom interiors feature artisan touches and timeless finishes, while the gourmet kitchen is perfect for culinary enthusiasts. Four spacious en-suite bedrooms offer generous walk-in closets and private balconies with tranquil views. The outdoor oasis features travertine porches, patios, and walkways, flowing seamlessly to the sparkling pool area, complete with Italian marble columns and lion fountain. Additional features include a grand port ,
Facts & features
The home at a glance
6
Bedrooms
6
Bathrooms
4
Garage
1989
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$16,634 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$16,634/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Broadwater
Get to know Ormond Beach. See the full Ormond Beach guide →
Broadwater — neighborhood snapshot
Population
422
Median age
61
Median income
$76,100
Avg household
2
Households w/ children
24%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 563% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 12 Tidewater Dr
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$500,000
4 MEADOWRUN COURT
5 bd · 3 ba · 2,764 sqft · $181/sqft · 25 DOM
Sold · May ’26$719,000
133 SHADY BRANCH TRAIL
5 bd · 3.5 ba · 3,040 sqft · $237/sqft · 19 DOM
Sold · May ’26$712,500
29 TWIN RIVER DRIVE
5 bd · 3.5 ba · 3,094 sqft · $230/sqft · 233 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12 Tidewater Dr — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12 Tidewater Dr — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
12 Tidewater Dr FAQs
What would the monthly payment be for 12 Tidewater Dr, Ormond Beach FL 32174?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,634/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12 Tidewater Dr, Ormond Beach FL 32174?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12 Tidewater Dr, Ormond Beach FL 32174?+
The most recent tax bill on record (2025) was $10,574. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ormond Beach?+
At $2,650,000, this home is listed about 523% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 12 Tidewater Dr, Ormond Beach FL 32174?+
Pine Trail Elementary School (elementary), Ormond Beach Middle School (middle), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,650,000 runs 563% above the ORMOND BEACH 32174 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
215 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Pine Trail Elementary School, Ormond Beach Middle School, Seabreeze High School — Pine Trail Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Area Realty Team · George Fonyam. MLS #A11932570.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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